• Premium segment project: Premium-class villas are being developed in the Costa del Sol region, in a strategically convenient location between Estepona and Marbella, where stable international buyer demand prevails. The region is valued for its favorable year-round climate and well-developed infrastructure, which supports and preserves premium real estate value.
• Construction progress: Construction has reached an early completion stage: structural works have been completed, roofing works are well advanced, façade installation and window installation have begun, while interior finishing and engineering systems are partially installed.
• Experienced developer: The project is being implemented by an experienced and one of the leading real estate development companies in Lithuania – UAB “Realco”, which has more than 15 years of experience and is known for high quality and reliability. The group has developed more than 100 000 m² of real estate projects in Lithuania and is currently developing projects in both Lithuania and Spain, therefore possessing experience in both local and international markets.

Interest rate by investment amount:
– From 100 EUR to 349 EUR – 8.10%
– From 350 EUR to 999 EUR – 8.30%
– From 1 000 EUR to 3 499 EUR – 8.50%
– From 3 500 EUR to 14 999 EUR – 8.75%
– From 15 000 EUR to 49 999 EUR – 9.00%
– From 50 000 EUR to 99 999 EUR – 9.25%
– From 100 000 EUR – 9.50%
Important: separate investments are not summed or combined.

Project purpose:
The project owner is developing an exclusive premium-class villa complex “Ocean 11”, located in Estepona (Malaga province), in one of the most attractive stretches of the Costa del Sol region. The strategic location between Estepona and Marbella ensures attractiveness for both end buyers and investors. The project is focused on top-tier residential real estate, offering luxury and a sense of privacy.

Costa del Sol is one of the most prestigious and sought-after coastal regions in Spain, valued for its favorable year-round climate and well-developed infrastructure. Proximity to international airports, golf courses and the main regional attraction centers supports stable interest in real estate, while Estepona and Marbella remain locations where the premium segment demonstrates continuous demand from both local and foreign buyers.

Construction status:
Currently, the Ocean 11 South villas are at an early completion stage: structural works are fully completed, roofing works are advanced, while façade installation and window installation have only begun, and interior finishing and engineering systems are being installed partially. Pool installation has reached approximately 40%, and landscaping works approximately 30%. Meanwhile, one of the four villas (villa 39B) is more advanced – windows have already been installed, the façade is approximately 70% completed, and interior finishing and engineering systems are ongoing, bringing this villa closer to the final construction stage. According to the developer’s plan, the currently projected project completion date is the end of May 2026.

Loan information:
The raised funds will be used to refinance PROFITUS’s existing loan. The need for refinancing arose in order to provide the developer with additional time to complete construction works and implement villa sales according to the updated project schedule. This loan will be repaid from the project’s sales revenues, which are expected to amount to 10 million EUR. Interest will be paid from the project owner’s own funds.

Maximum planned Project financing amount: 5 000 000 EUR. Please note that the project will be financed based on the LTC ratio. The LTC ratio (Loan-to-Cost) indicates the ratio of the loan to the total project budget. Project financing will be provided according to submitted construction acceptance certificates, transferred to the general contractor’s account, not exceeding the maximum LTC of 70% and the maximum loan amount. No new property valuation will be carried out between financing stages; the financing decision will be made based on the approved construction supervisor’s acceptance certificate and evidence of payment of the client’s equity contribution.

The target amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if the funds are not collected.