- Extensive experience and professionalism: The project owner has successfully completed over 10 residential projects. This wide range of projects demonstrates the project owner's extensive experience and professionalism in the real estate sector.
- The project owner has invested approximately 32% of their own funds into the project development (about EUR 187,960), clearly demonstrating their strong commitment and confidence in the project's success.
- Guarantee: The company director provides a guarantee for the entire loan amount.
- High liquidity: Due to its attractive location and the growing Kaunas real estate market, this property boasts high liquidity.
Interest by investment amount:
– From 100 EUR to 299 EUR – 8.40%
– From 300 EUR to 749 EUR – 8.90%
– From 750 EUR to 3 499 EUR – 9.40%
– From 3 500 EUR to 11 999 EUR – 9.90%
– From 12 000 EUR – 10.40%
Important: investments made separately are not aggregated and cannot be pooled.
About the project whose loan is being refinanced:
In 2021, the project owner acquired a manufacturing building and converted it into 56 lofts with areas ranging from 30 to 60 m². The project owner designed functional spaces and rooms, custom-made furniture suitable for lofts, and selected and installed household appliances and equipment necessary for comfortable living. A total of 26 lofts remain in the project. Since February 2023, the remaining lofts have been rented out, generating a rental income stream of EUR 600 per month per loft. The planned sales revenue for one loft is EUR 100 000.
Loan Information:
This loan will be covered by the proceeds from the sale of the mortgaged or other property. Interest payments to investors will be made from rental income.
The maximum financed amount: EUR 500 000. The project is financed based on the current valuation of the collateralized property until it reaches the specified maximum loan-to-value (LTV) ratio. Upon reaching the maximum LTV, a new property valuation will have to be performed, and further project financing stages will be announced and collected only if the specified maximum LTV is not exceeded.
We plan to raise the amount within 7 days, with the option of extending it to 30 days if we do not raise funds.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
