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    • List of Debt crowdfunding platforms across Africa

    List of Debt crowdfunding platforms across Africa

    Discover the leading Debt crowdfunding platforms across Africa. Browse platforms, compare investment opportunities, and find the best options to meet your funding or investment goals across Africa.
    Country of operation
    Industry
    Years on market
    ECSP license
    Country:
      Industry:
        Type:
          On market:
            ECSP license:
              4 platforms View all platforms

              Pezesha
              Kenya
              Pezesha is a digital financial ecosystem designed to connect Micro, Small, and Medium Enterprises (MSMEs) across Africa with affordable credit...
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              OurCrowd
              Headquarter country
              Israel
              Kenya
              OurCrowd is a global equity crowdfunding platform based in Jerusalem, launched in 2013. It connects accredited investors worldwide with vetted...
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              Livestock Wealth
              South Africa
              Livestock Wealth is a South African-based Crowdfarming™ platform that connects investors with farmers, enabling the purchase and growth of tangible agricultural assets s...
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              SunFunder
              Headquarter country
              Kenya
              Kenya
              SunFunder is a pioneering clean energy and climate investment platform focused on scaling renewable energy projects in emerging markets, particularly across Africa and A...
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              There are 4 Debt crowdfunding platforms across Africa. They focus on Real estate, Startups, SME, Sustainability, Litigation, Green energy, Health & Science, Logistics, Personal loans, Corporate bonds, Art, Mortgages, Social cause, Education, Farming, Sport or Maritime providing different investment opportunities for retail and accredited investors.

              Crowdfunding platforms across Africa bring together opportunities from countries such as Kenya, Mauritius, Nigeria, South Africa. Depending on the platform, investments can be made in local currencies including KES, USD, ZAR, as well as in widely used international currencies like EUR or USD.

              As a crowdfunding platform directory, we verify the most active crowdfunding platforms if they reach out and claim their profile. On this listing, 45 crowdfunding platforms claimed their profile. They include Orklys, Happy Pot, Valvest.io, Ventus Energy, Lemox and others.

              Fun fact: among all the crowdfunding platforms listed here, the oldest has been founded in and the youngest in .

               

              Is investing in Debt crowdfunding platforms across Africaprofitable?

              Overall, it can bring profit depending on your goals, investment strategy, and the reliability of both the crowdfunding platform and the project itself. It’s also important to take into consideration the market profitability and stability, your portfolio details, and the legislative framework operating in the country. 

              It’s best to review each of the above-mentioned aspects separately to understand the potential risk vs profit ratio better. Make sure you leverage multiple sources for your research. Consult financial experts, explore the platform’s website, and read investors’ reviews. 

              As obvious as it may seem, make sure to expand your search beyond just a few providers. Take some time to look into more than a few Debt crowdfunding investment platforms across Africa to form a good idea of the investing climate within the niche. It will give an idea of the market’s economic potential, current competition, and financial opportunities. 

              So, explore the options, get familiar with the risks and benefits associated, and don’t neglect consulting financial advisors if needed.

               

              How do you reduce the risks of investing in a Debt crowdfunding platform across Africa?

              Before proceeding with the recommendations on this, it’s essential to understand that investing via Debt-based crowdfunding platforms inherently carries the risk of losing the capital invested. What’s more, it’s even considered higher than traditional investing. 

              To make a firm decision, you need to be well aware of those risks and what you can do to manage and minimize them. By learning this info, you’ll be able to define the risk level you’re comfortable with. Here is what you can do.

              1. Research again. Yes, the due diligence part is essential in the crowdfunding business, so checking the platform’s track record, reviews, fees & policies is a must. In addition, evaluate the project you’re interested in: the business plan, leadership team, and their background. When in doubt, we encourage you to get a second opinion by consulting a financial advisor or the project managers themselves to ask all the pressing questions. 
              2. Buyback guarantees. Choose providers who offer security guarantees to investors and have it clearly stated in their agreement terms. Buyback guarantees are the platform’s commitment to return the funds to investors should the borrower go bust or the campaign doesn’t take off. Before making any decisions, contact the company or the project representatives to connect on the security measures and exit options you have in place.
              3. Diversification. Enough has been said about the importance of diversification but it’s never extra to refresh. Always spread your investment across a few projects to ensure you don’t entirely lose the money, should things go south with one of the loans. 
              4. Keep up with the regulations. The crowdfunding area has seen major growth over the past decades, and it’s finally come to a point where more regulations are being adopted to make it more transparent and established.

              More crowdfunding platforms

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              More Crowdfunding Platforms by country
              Crowdfunding platforms in Mauritius Crowdfunding platforms in Kenya Crowdfunding platforms in Nigeria Crowdfunding platforms in South Africa
              More Debt crowdfunding platforms
              List of Debt crowdfunding platforms across Oceania List of Debt crowdfunding platforms across South Asia List of Debt crowdfunding platforms across Southeast Asia List of Debt crowdfunding platforms across MENA List of Debt crowdfunding platforms across Latin America List of Debt crowdfunding platforms across North America List of Debt crowdfunding platforms across Europe Debt & Corporate bonds crowdfunding platforms Debt crowdfunding platforms in Ukraine Debt crowdfunding platforms in Serbia Debt crowdfunding platforms in Turkey Debt crowdfunding platforms in Panama Debt crowdfunding platforms in Monaco Debt crowdfunding platforms in Moldova Debt crowdfunding platforms in Mauritius Debt crowdfunding platforms in Malta Debt crowdfunding platforms in Macedonia Debt crowdfunding platforms in Liechtenstein Debt crowdfunding platforms in Israel Debt crowdfunding platforms in Iceland Debt crowdfunding platforms in Bosnia and Herzegovina Debt crowdfunding platforms in Bolivia Debt crowdfunding platforms in Argentina Debt crowdfunding platforms in Albania Debt crowdfunding platforms in Andorra Debt crowdfunding platforms in Ireland Debt crowdfunding platforms in Indonesia Debt crowdfunding platforms in Singapore Debt crowdfunding platforms in Malaysia Debt crowdfunding platforms in Australia Debt crowdfunding platforms in Mexico Debt crowdfunding platforms in Peru Debt crowdfunding platforms in Colombia Debt crowdfunding platforms in Brazil Debt crowdfunding platforms in India Debt crowdfunding platforms in Kenya Debt crowdfunding platforms in Nigeria Debt crowdfunding platforms in South Africa Debt crowdfunding platforms in UAE Debt crowdfunding platforms in Canada Debt crowdfunding platforms in USA Debt & Maritime crowdfunding platforms Debt & Sport crowdfunding platforms Debt & Farming crowdfunding platforms Debt & Education crowdfunding platforms Debt & Social cause crowdfunding platforms Debt & Mortgages crowdfunding platforms Debt & Art crowdfunding platforms Debt & Personal loans crowdfunding platforms Debt & Logistics crowdfunding platforms Debt & Health & Science crowdfunding platforms Debt & Green energy crowdfunding platforms Debt & Litigation crowdfunding platforms Debt & Sustainability crowdfunding platforms Debt & SME crowdfunding platforms Debt & Startups crowdfunding platforms Debt & Real estate crowdfunding platforms Debt crowdfunding platforms in Switzerland Debt crowdfunding platforms in Sweden Debt crowdfunding platforms in Slovenia Debt crowdfunding platforms in Slovakia Debt crowdfunding platforms in Saudi Arabia Debt crowdfunding platforms in Romania Debt crowdfunding platforms in Portugal Debt crowdfunding platforms in Poland Debt crowdfunding platforms in Norway Debt crowdfunding platforms in Luxembourg Debt crowdfunding platforms in Lithuania Debt crowdfunding platforms in Hungary Debt crowdfunding platforms in Greece Debt crowdfunding platforms in Finland Debt crowdfunding platforms in Estonia Debt crowdfunding platforms in Denmark Debt crowdfunding platforms in Czech Republic Debt crowdfunding platforms in Cyprus Debt crowdfunding platforms in Croatia Debt crowdfunding platforms in Bulgaria Debt crowdfunding platforms in Belgium Debt crowdfunding platforms in Latvia Debt crowdfunding platforms in Netherlands Debt crowdfunding platforms in United Kingdom Debt crowdfunding platforms in Austria Debt crowdfunding platforms in France Debt crowdfunding platforms in Germany Debt crowdfunding platforms in Italy Debt crowdfunding platforms in Spain

              Frequently Asked Questions about Debt crowdfunding

              What are the advantages of investing on crowdfunding platforms for Debt?

              Investors who prefer this investing alternative can potentially enjoy the following benefits.

              Firstly, it’s an opportunity to yield higher returns compared to other, more traditional investment methods. If an investment strategy turns out successful, one can build a steady and more generous passive income.

              Secondly, this crowdfunding type offers diverse loans that used to be accessible only to accredited investors, which can help solidify one’s portfolio and tap into new business opportunities. 

              Finally, it’s a chance to help grow a business offering a product or a service that interests you as a potential client. By contributing to its launch or expansion, an investor also indirectly benefits the community or an industry niche. 

              As attractive as these benefits may look, it’s crucial to remember that when investing through crowdfunding, you are also exposed to a potentially higher risk. 

              Can I lose my money on Debt crowdfunding?

              Yes, you can. 

              To avoid that, ensure the platform has a specific scenario developed for such cases. Do research if such situations have already occurred and if investors got their money back. 

              Best of all, trust websites with buyback guarantees or similar fund recovery measures.

              How much money do I need to start investing?

              The initial investment amount varies a lot depending on the platform. But the truth is that the majority allow investing starting with €100. You can even find platforms where you can participate in loans with as little as €10. 

              The low entry threshold allows inexperienced investors to kick off their investing activities. While it’s undoubtedly one of Debt crowdfunding massive advantages, please always remember to start small and diversify.

              Can I give up a crowdfunding loan or exit it earlier?

              Yes, if you invest in Debt crowdfunding companies with a secondary market.

              Is Debt crowdfunding good for funding a startup?

              It can be. Many startups have already received their funding through crowdfunding. Instead of relying on a single individual or an organisation to get the money, you increase your chances of hitting the necessary sum by inviting more individual investors to participate. 

              However, to achieve that, you need to make your campaign look promising and stand out. The business plan and the legal docs need to be in order, the presentation should be creative and catchy, and the marketing strategy well-thought. 

              As the crowdfunding industry grows, more niches emerge, and startup/business funding is no exception. These days you can find crowdfunding platforms specialising in it.