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Key Takeaways “Buyback guaranteed” sounds very reassuring, but many people misunderstand what it really means.For many first-time investors, it sounds like a guarantee of getting your money back. The reality is more complex, and understanding it is one of the most useful things you can do before putting money into any crowdlending platform. What a […]

The Crowdfunding Professional Association released a voluntary reporting standard that gives Reg CF and Reg A platforms a common format for investment, payment, and performance data. Elsewhere, rulebooks sat at four different stages — drafted in Ethiopia, discussed by a US advisory committee, clarified by ESMA, and enforced in China. Funding data showed capital clustering […]

Choosing P2P loans one by one is slow work. You compare lenders, spread money across dozens of loans, and reinvest every repayment by hand. Financial vaults take that job away. You put money in, the platform puts it to work by a fixed set of rules, and you hold a share of the result. The […]

Malaysia put RM270 million of public money behind equity crowdfunding and P2P platforms in its 2027 budget, while regulators in France, the US, and Indonesia dealt with the other side of the story: gaps in investor protection. The market data pointed the same way. Reg CF cooled in September, and Asian P2P lending kept growing […]

A petition to quadruple Reg CF’s fundraising cap dominated the regulatory conversation last week, landing alongside a SEC update to the accredited investor definition and a wave of enforcement action spanning the US and Nigeria. Europe and India’s P2P lending markets sat at different levels of maturity — Europe reporting routine volumes, one of India’s […]

Liquidity was the thread running under last week’s headlines. Crowdcube built the plumbing to let crowd investors actually sell their shares before an exit, and a Reg CF-funded subsidiary is buying its own crowd investors out entirely. Underneath that, new data complicated the US Reg CF growth story: capital is concentrating around a small pool […]

One of equity crowdfunding’s most famous success stories became its starkest cautionary tale last week, as BrewDog’s collapse left roughly 200,000 crowd investors with worthless shares. Elsewhere, donation crowdfunding showed real strain on two different continents, while the Middle East and Africa kept building targeted alternative-finance infrastructure, and the EU’s crowdfunding passport quietly expanded to […]

Key Takeaways The Asset Class Shift Professional Capital Prepares For “Don’t put all your eggs in one basket” is one of the first things every investor learns. In practice, though, most retail portfolios still concentrate around the same handful of asset types: some individual stocks, a core of ETFs, maybe a bond fund for balance. […]

The SEC proposed a new way for retail investors to reach private securities last week — through advisors, not direct investment, a notably different model from the one crowdfunding itself pioneered. US Reg CF activity ticked back up in August after July’s pullback, even as fewer investors made the commitments. And Italy had a busy […]

The EU has allowed cross-border crowdinvesting since years. In practice, however, the market has barely moved. Today you will learn why that is and what has changed so that it can now be common. Since November 2021, a crowdinvesting platform licensed in one EU country has had the legal option to offer its investments to […]

A viral campaign to buy Spirit Airlines collapsed last week, exposing a huge gap between pledges and real committed capital. Beyond that lesson, several product campaigns closed strong, Saudi Arabia licensed new providers under its established crowdfunding framework, and Ireland’s new savings scheme drew backlash for leaving crowdfunding out entirely. Lead Story Campaign to buy […]

The SEC moved on both ends of the Reg CF pipeline last week, filing fraud actions against a platform and an issuer in the same seven days. Underneath that, the UK market kept consolidating even as its regulator tightened further, core Reg CF and Reg A volumes confirmed a summer pullback, and a run of […]