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Regulated

Simpleros

By Lendermarket Spain
  • P2P lending
  • SME
  • Personal loans

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Description

Simpleros S.L. is a Spanish online consumer lender founded in 2020 and based in Barcelona. The company offers short-term loans and instalment financing to individuals, using AI-based risk models to assess loan applications.

As of Q2 2026, Simpleros had issued €15.7 million in loans since beginning lending operations in late 2020 and had over 390,000 registered customers, with an average underlying loan size of approximately €150.

On Lendermarket, Simpleros offers investment opportunities in consumer lending with annual interest rates of 9%–13% and loan terms ranging from 30 to 720 days.

A buyback guarantee applies after 60 overdue days, subject to the applicable investment terms.

Country
Loan Originator
Issue date
Goal
Raised
Funding progress
Loan period
Final payment date
Interest rate
Country Spain
Simpleros
Issue date 04.11.2026
Goal of 810 €
Raised 800 € raised
Funding progress
99%
Loan period 1 month
Final payment date 04.12.2026
Interest rate 9.0%
Country Spain
Simpleros
Issue date 04.11.2026
Goal of 1,000 €
Raised 949 € raised
Funding progress
95%
Loan period 1 month
Final payment date 04.12.2026
Interest rate 9.0%
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About the Lendermarket

ECSP license
Lendermarket Verified platform

At Lendermarket we connect investors – private persons and institutions – to loans issued by carefully selected loan originators from various countries around the globe, in one online P2P investment marketplace.

Minimum investment
10 EUR
Advertised return
13.46%
Investors
31,449
Payment options
Bank transfer, Direct debit
Total funding volume
65,800,000 EUR
Average loan duration
6.3 months
What does Lendermarket offer?

We focus on helping our customers achieve long-term profitability by offering a wide list of credit portfolios with different risk levels and building the most accessible platform that is both secure and easy to use. We believe that the key to investment success is striking the right balance between risk and reward in your portfolio.

Introducing Auto Invest FLEX — our flexible automated investment option with an early-exit feature. Unlike standard Auto Invest, FLEX lets you request to exit part or all of your active portfolio (10%–100%) before loan maturity, subject to demand from other investors. Each portfolio is tied to a specific Loan Originator and shows the key details upfront — interest rate, term range, and service type (Regulated or Unregulated). An early-exit fee applies (a flat 3.5% of the exited amount). As with all investing, returns are not guaranteed and capital is at risk.

Lendermarket alternatives

Trine Verified platform
Regulated
Sweden
Min Investment €25
Advertised Return 6%
Secondary Market No
Auto-Invest Yes