Crowdfunding platforms in Germany

Germany has a huge variety of crowdfunding marketplaces which offer retail and sophisticated investors access to private investment opportunities. German crowdfunding platforms are some of the most regulated, but it's still a good practice to do your own research. Crowdfunding websites in Germany offer SME and real estate investing options and allow investors to build wealth with crowdfunding.
Investment type
Industry
Years on market
ECSP license
Country:
    Industry:
      Type:
        On market:
          ECSP license:
            121 companies View all platforms

            bettervest

            Verified platform

            Bettervest was launched in 2012 to finance energy efficiency projects from citizens. The reason: Energy efficiency saves money, conserves resources and reduces CO2 emission...

            As pioneers in German-speaking crowdinvesting, we have been pursuing the mission with ROCKETS since 2013 to offer everyone the opportunity to participate in forward-looking...

            fairplaid

            Verified platform

            A fairplaid project is a crowdfunding campaign in which you can collect money for a wide variety of projects as an individual athlete, team or entire club. Whether training...

            zinsbaustein.de is a platform for selected real estate investments. On zinsbaustein.de website users can participate quickly, easily and completely online in offers from th...

            ecoligo

            Verified platform

            ecoligo allows impact-driven crowdinvestors to actively participate in the global clean energy revolution by financing solar projects in emerging markets all over the world...

            Bondster is one of the fastest growing companies in the field of loan marketplaces in Europe and the first and only loan marketplace of its kind in the Czech Republic. Bond...

            Аuxmoney is the largest credit marketplace in continental Europe. On Auxmoney, private and institutional investors directly invest in pre-approved borrowers of different sc...

            Betterplace.org is Germany's largest online donation platform. In addition to the classic way of collecting or giving donations, there is also the possibility of donating t...

            Create your platform profile for free

            Get a chance to be found by potential investors and fundraisers in addition to your regular marketing channels.
            Get listed

            There are 121 crowdfunding platforms in Germany which focus on Equity, Debt, P2P lending, Reward, Donation and Mini-bonds. They provide investment opportunities for retail and accredited investors in a variety of business sectors: Real estate, Startups, SME, Sustainability, Green energy, Health & Science, Logistics, Personal loans, Art, Social cause, Education, Farming, Sport and Maritime.

            The minimum investment amount depends on the crowdfunding platform type and industry. On this listing, you will find crowdfunding platforms that offer investment opportunities starting at 1€ with a maximum investment amount of 50000€.

            As a crowdfunding platform directory, we verify the most active crowdfunding platforms if they reach out and claim their profile. On this listing, 6 crowdfunding platforms claimed their profile.

            Fun fact: among all the crowdfunding platforms listed here, the oldest has been founded in 2007 and the youngest in 2020.

             

            How to choose a reliable crowdfunding platform in Germany?

            There are plenty of crowdfunding websites in Germany that operate different business models and offer various opportunities for startups and individuals.

            Firstly, decide which crowdfunding type may suit you best, depending on your ambitions and needs: if you want to invest and earn money or get funding.

            Then dive in and look up the crowdfunding companies in Germany that match your criteria. To help you evaluate them, try researching the following questions:

            • How long has this platform existed, and what are the reviews?
            • Have there been any defaults? If so, how were they handled?
            • What are the fees for investors and borrowers?
            • What are the terms and conditions? Are they similar to other crowdfunding sites in Germany?

            Finding the answers to these fundamental questions increases your chances of trusting your project to one of the best crowdfunding platforms in Germany or elsewhere.

             

            How do crowdfunding platforms work in Germany?

            All the crowdfunding providers either fall under the ESCP regulation or their local legislation.

            On the whole, crowdfunding companies in Germany offer diverse opportunities for investors and individuals looking for capital to fund their businesses or help with donations for a charity cause.

             

            Advantages of crowdfunding investing in Germany?

            Although crowdfunding is often viewed as a relatively new financing method, it has some unique advantages for investors.

            Firstly, you don’t need to be an accredited investor to participate in projects from top crowdfunding sites in Germany. There are indeed crowdfunding providers that allow accredited investors only, but that’s rather an exception.

            Secondly, you can access industries previously available only to a narrow investor pool — for instance, real estate, startups or small businesses.

            What’s important is that you set the funding amount you are comfortable with, and it doesn’t have to be a significant one right from the start. All the crowdfunding sites in Germany have a minimum investment amount disclosed, so you are free to choose and manage the investment sum, as the time passes.

            Thirdly, you get to choose from an unprecedented variety of investment niches. From consumer loans on P2P lending platforms to equity shares of a brand that matches your vision and satisfies your needs as a customer. As an investor, you can set your priorities and manage them as your values and ambitions transform.

            What also derives from this broad choice are the opportunities to diversify and solidify your portfolio by balancing loans of different risk levels.

            crowdfunding industry report 2022
            Crowdfunding industry report 2022 is released!

            Find out how platforms adopt the European crowdfunding regulations, how they handle new marketing challenges and what they do to prepare for a potential economic decline.