Mintos

Verified platform

Real estate
Personal loans
Corporate bonds

Mintos is a crowdlending platform connecting investors worldwide with loans from vetted alternative lenders. It offers investment opportunities in various fields, including business and personal loans.

Minimum investment

50 EUR

Advertised return

11,67%

Investors

500,000

Payment options

Direct debit

Total funding volume

10,700,000,000 EUR

Average loan duration

N/A

What does Mintos offer ?

Mintos is a Latvian crowdfunding platform that connects investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. It offers to invest in consumer and business fields detailed below: mortgage, cars, short-term, personal loans, invoice financing, business, agricultural loans. Additionally it offers additional (alternative) assets like Fractional Bonds, Real Estate, Automated ETF portfolios and Mintos Smart Cash.

Profile strength: Strong

Would you invest via Mintos?

What is the target industry of the Mintos crowdfunding website?

Mintos offers to invest in various crowdfunding opportunities from the Real estate, Personal loans, Corporate bonds sector.

What is the minimum amount needed to invest at Mintos crowdfunding platform?

At Mintos, you can start investing with €50.

What types of investment does the Mintos crowdfunding platform provide?

The investment models Mintos operates is P2P lending.

General information

Mintos is one of the key and big P2P players in Europe, which was founded in 2015 in Riga, Latvia. Mintos also offers a mobile application Mintos app, which makes investing so simple and easily reachable. The platform has recently received its investment brokerage license. Due to its big market share, Mintos has way more loan originators than other platforms. Mintos has about 63 loan originators worldwide and a big number of those loan originators are Latvian ones such as Mogo Finance - or Eleving group. There is conflict of interest between some of the loan originators and Mintos’ ownership. Mintos provides information about its loan originators on its webpage. To date, more than EUR 8 billion has been invested through Mintos platform. The platform offers more than nine types of loan for investing in. Minimal investment amount in Mintos is just 10 euros.

Conclusion

Mintos, one of the biggest players in the P2P lending industry, is offering the opportunity to investors to invest in nine types of loan with the promised return of almost 13% annually. The platform offers essential features for making investing much easier and attractive such as autoinvest and secondary market. Mintos has close to 200 members and a quite experienced and professional management team.

Board team

Mintos’ management team is built of experienced professionals, who have strong backgrounds such as in international corporation and finance. Key management members are coming from good academic backgrounds as well, such as INSEAD, Stockholm School of Economics Riga and Riga Business School. Mintos has about 200 employees, which are working in different teams.

Would you invest via Mintos?