Crowdfunding platforms in Romania
There are 2 crowdfunding platforms in Romania which focus on P2P lending. They provide investment opportunities for retail and accredited investors in a variety of business sectors: SME.
The minimum investment amount depends on the crowdfunding platform type and industry. On this listing, you will find crowdfunding platforms that offer investment opportunities starting at 50€ with a maximum investment amount of 2500€.
As a crowdfunding platform directory, we verify the most active crowdfunding platforms if they reach out and claim their profile.
Fun fact: among all the crowdfunding platforms listed here, the oldest has been founded in 2016 and the youngest in 2020.
How to choose a reliable crowdfunding platform in Romania?
There are plenty of crowdfunding websites in Romania that operate different business models and offer various opportunities for startups and individuals.
Firstly, decide which crowdfunding type may suit you best, depending on your ambitions and needs: if you want to invest and earn money or get funding.
Then dive in and look up the crowdfunding companies in Romania that match your criteria. To help you evaluate them, try researching the following questions:
- How long has this platform existed, and what are the reviews?
- Have there been any defaults? If so, how were they handled?
- What are the fees for investors and borrowers?
- What are the terms and conditions? Are they similar to other crowdfunding sites in Romania?
Finding the answers to these fundamental questions increases your chances of trusting your project to one of the best crowdfunding platforms in Romania or elsewhere.
How do crowdfunding platforms work in Romania?
All the crowdfunding providers either fall under the ESCP regulation or their local legislation.
On the whole, crowdfunding companies in Romania offer diverse opportunities for investors and individuals looking for capital to fund their businesses or help with donations for a charity cause.
Advantages of crowdfunding investing in Romania?
Although crowdfunding is often viewed as a relatively new financing method, it has some unique advantages for investors.
Firstly, you don’t need to be an accredited investor to participate in projects from top crowdfunding sites in Romania. There are indeed crowdfunding providers that allow accredited investors only, but that’s rather an exception.
Secondly, you can access industries previously available only to a narrow investor pool — for instance, real estate, startups or small businesses.
What’s important is that you set the funding amount you are comfortable with, and it doesn’t have to be a significant one right from the start. All the crowdfunding sites in Romania have a minimum investment amount disclosed, so you are free to choose and manage the investment sum, as the time passes.
Thirdly, you get to choose from an unprecedented variety of investment niches. From consumer loans on P2P lending platforms to equity shares of a brand that matches your vision and satisfies your needs as a customer. As an investor, you can set your priorities and manage them as your values and ambitions transform.
What also derives from this broad choice are the opportunities to diversify and solidify your portfolio by balancing loans of different risk levels.