P2P investment platform in Europe. Invest with trust and receive yearly return of up to 14.5%.
Make Black Friday work for your portfolio! Invest €500+ in new funds in Tambadana loans (90+ days). Just don’t withdraw until Mar 11, 2027.
Up to 2% cashback, max €1,500
Kick off your journey with Loanch! Earn cashback on all your investments made within the first 90 days.
Get 1% cashback!
Grow your portfolio with Loanch, climb from Iron to Diamond and earn extra interest on every new investment. Status starts at just €3,000.
Extra 0.25%–1.50% interest
An Investor can only be a person with residence in jurisdictions other than United States, Canada, the
United Kingdom, Singapore, Hong Kong, Australia, New Zealand, South Africa, or a country subject to any
of EU sanctions who has a current account in a licensed credit institution or authorized payment
service provider, registered in EU or EEA.
We do not charge any fees for depositing funds into your account. If you make a transfer under SEPA, you should not be charged any fees by your payment provider.
We do not charge any fees for withdrawing your funds from our platform. We understand that our investors may need to access their funds at any time, and we want to make the process as easy and convenient as possible.
Loanch offers to invest in various crowdfunding opportunities from the Personal loans sector.
At Loanch, you can start investing with €10.
The investment models Loanch operates is P2P lending.
AI-generated evaluation based on publicly available information. Last updated Nov 2026. It is not investment advice and may contain inaccuracies. Check how we assess
CrowdSpace data
We take what CrowdSpace already knows about the platform, such as its licence and regulator.
Public sources
AI searches the web for public sources: the platform's own pages, regulator registers, and other public information.
Quote check
For each check, AI answers “Yes”, “No”, or “Not found”. Every “Yes” must be backed by a quote that appears word for word in the saved source page. If we can't match the quote, the answer becomes “Not found”.
Fixed rules
Risk levels are calculated by fixed rules, not by AI.
Regulatory
Is the platform licensed or registered, and in good standing?
Stability
Who runs it, how long has it operated, and are client funds kept separate?
Proven results
Does it publish statistics, define problem outcomes, and show what has been paid back?
Liquidity
What are the typical terms, and can you exit early?
Structure and protection
Is the platform independent of borrowers or issuers, is there collateral or a guarantee, and what rights do you get?
Transparency
Are fees disclosed, and are there risk warnings and a statement that returns aren't guaranteed?
Each area has three checks.
2 or 3 checks are confirmed.
1 check is confirmed.
None is confirmed and we found at least one issue.
We couldn't find anything either way. That means we couldn't confirm it, not that we found a problem.
It checks whether information is disclosed, not whether it's true. It doesn't predict returns or defaults.
This risk evaluation is generated by AI from publicly available sources and CrowdSpace data. It is provided for general information only. It is not investment, financial, legal, or tax advice, a credit rating, or a recommendation to invest or not to invest in any platform.
Information may be incomplete, out of date, or inaccurate, and platforms can change their licences, terms, or ownership at any time. A “Low” level doesn't mean an investment is safe, and a “High” level doesn't mean a platform is unsafe.
Crowdfunding and P2P investments carry risk, including the loss of all the money you invest. Do your own research and check the information with the platform and its regulator before you invest.
5 news
Loanch says total interest paid to its investors has passed €2 million since the platform launched in 2023. The figure counts interest payments only and excludes cashback, promotional bonuses and other rewards. The platform gives investors in eligible European markets access to euro-denominated loans from lending partners, including Tambadana and AhaPay.
P2P-Banking published its September 2026 volume table for international P2P lending marketplaces. The reported platforms generated a combined 189 million euro in loan originations. Mintos led the list, ahead of Bondora and Loanch. The figures are based on the site's own research and include estimates for some markets.
P2P-Banking.com reports that international P2P lending marketplaces originated a total of €194 million in loans during August 2026. The data highlights leading platforms such as Mintos, Bondora, and Loanch. The report includes a comparative table of monthly loan originations, with figures converted to euros for consistency. Some numbers are estimates based on available data.
P2P-Banking.com reports that international P2P lending platforms originated a total of €194 million in loans during July 2026. Mintos led the market, followed by Bondora and Loanch. The article includes a detailed table of monthly loan originations for various platforms and notes that Esketit surpassed €1 billion in total loans since inception.
P2P-Banking.com reports that international P2P lending platforms originated a combined €195 million in loans during June 2026. The data covers multiple marketplaces, with Mintos, Bondora, and Loanch leading in volume. Figures are converted to euros for comparison and include both exact and estimated values.
