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Description
O.C.N. “OK Credit” S.R.L. is a Moldovan non-bank lending organisation based in Chisinau, operating since 2014.
The company is regulated by the National Bank of Moldova (BNM), which has supervised non-bank lending organisations in Moldova since 1 July 2023 following the transfer of this function from the National Commission for Financial Markets (CNPF). The company has built a regional branch network across Chisinau, Cahul, Drochia, Balti, Edinet and Floresti, combining in-person underwriting with electronic verification.
The company offers four loan products: online consumer loans (EUR 25 to EUR 500, up to 12 months), standard consumer loans (EUR 25 to EUR 1,500, up to 24 months), secured loans backed by vehicles or real estate (up to EUR 7,500, up to 60 months), and business and agricultural loans (12 to 36 months). As at mid-2026, the portfolio had an average loan size of EUR 583.85, an average term of 23.2 months and an average interest rate of 47.1% p.a. (company-reported).
s underwriting combines manual assessment by a credit committee with electronic verification through Moldovan public and private databases, covering credit history, employment status and collateral ownership. Repeat online borrowers may complete the process remotely using SMS-based electronic signing; new and secured-loan borrowers are typically onboarded in person at a branch.”,
Country
Loan Originator
Issue date
Goal
Raised
Funding progress
Loan period
Final payment date
Interest rate
Country
Moldova
OK Credit
Issue date
03.06.2026
Goal
of 3,953 €
Raised
3,507 € raised
Funding progress
89%
Loan period
33 months
Final payment date
08.02.2029
Interest rate
9.0%
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About the Lendermarket
At Lendermarket we connect investors – private persons and institutions – to loans issued by carefully selected loan originators from various countries around the globe, in one online P2P investment marketplace.
Minimum investment
10 EUR Advertised return
13.46% Investors
22,848 Payment options
Bank transfer, Direct debit Total funding volume
658,800,000 EUR Average loan duration
6.3 months What does Lendermarket offer?
We focus on helping our customers achieve long-term profitability by offering a wide list of credit portfolios with different risk levels and building the most accessible platform that is both secure and easy to use. We believe that the key to investment success is striking the right balance between risk and reward in your portfolio.
Introducing Auto Invest FLEX — our flexible automated investment option with an early-exit feature. Unlike standard Auto Invest, FLEX lets you request to exit part or all of your active portfolio (10%–100%) before loan maturity, subject to demand from other investors. Each portfolio is tied to a specific Loan Originator and shows the key details upfront — interest rate, term range, and service type (Regulated or Unregulated). An early-exit fee applies (a flat 3.5% of the exited amount). As with all investing, returns are not guaranteed and capital is at risk.
Min Investment
€100
Advertised Return
7-10%
Secondary Market
No
Auto-Invest
No
Min Investment
€25
Advertised Return
6%
Secondary Market
No
Auto-Invest
Yes
Popular
Min Investment
€50
Advertised Return
14.9%
Auto-Invest
Yes
Popular
Debitum Investments
Verified platform
Regulated
Min Investment
€10
Advertised Return
14.83%
Auto-Invest
Yes
Popular
Min Investment
€10
Advertised Return
12%
Auto-Invest
Yes
Min Investment
£10
Advertised Return
15%
Auto-Invest
Yes
Min Investment
€5
Advertised Return
5.44%
Auto-Invest
Yes
GUINUTY
Verified platform
Guinea
Min Investment
$10
Advertised Return
8%
Secondary Market
No
Auto-Invest
Yes