Blog

23 articles
Structured crowdlending: How Maclear approaches SME lending, risk, and investor protection
By Konstantin Boyko
Structured crowdlending: How Maclear approaches SME lending, risk, and investor protection

Crowdlending continues to evolve. Investors today are less interested in aggressive yield marketing and more focused on structure, transparency, and downside protection. Against this backdrop, Swiss-based Maclear has positioned itself as a curated SME lending platform with centralized underwriting and a layered protection model. We spoke with Alexander Lang, CFO and Co-Founder of Maclear AG, […]

Interview
5 min read
How European Investors Start the Year: Less Risk, More Discipline
By Maclear
How European Investors Start the Year: Less Risk, More Discipline

The calendar just turned, and European retail investors have already developed a January mindset shift, abandoning the reactive trading patterns of the prior year to a more strategic, disciplined investment stance.  January is typically not a simple continuation of year-end optimism. Instead, it marks a shift toward planning and reassessment. After markets finish December ‘25 […]

Promotional
3 min read
The Specifics of Investing in Personal Loans via P2P Lending: Risks, Returns and what Investors Should Look for
By Hive5
The Specifics of Investing in Personal Loans via P2P Lending: Risks, Returns and what Investors Should Look for

Personal-loan P2P lending is often described as an alternative investment, but in practice, it represents something more specific. It lies between traditional finance and direct lending, allowing investors to earn interest by funding consumer loans outside the banking system. Unlike bank deposits, bonds, or stocks, returns are driven not by market prices, but by how […]

Investing
4 min read
How Regulation and AI Are Powering the Next Generation of P2P Investing
By Lendermarket
How Regulation and AI Are Powering the Next Generation of P2P Investing

Key Takeaways ● EU regulation is driving maturity and investor confidence in P2P markets.● AI and automation are transforming portfolio management and yield optimization.● Platforms like Lendermarket prove that innovation and compliance can scale together.● P2P investing is shifting from an “alternative” to a mainstream asset class. The Rise of P2P Investing: From Alternative to […]

Investing
6 min read
Navigating Investment Management in 2025: Key Trends and Opportunities Today  
By Nectaro
Navigating Investment Management in 2025: Key Trends and Opportunities Today  

The investment management industry in 2025 is at a pivotal moment. Technological advancements, shifting investor expectations, and evolving market structures are transforming how wealth is created and managed. Deloitte’s 2025 Investment Management Industry Outlook (Deloitte, 2025) identifies several key trends shaping the sector — insights that have implications not only for large institutions but also […]

Promotional
5 min read
Cash advance, P2P lending or crowdfunding: which solution fits your profile?
By Romane Dubois
Cash advance, P2P lending or crowdfunding: which solution fits your profile?

Alternative financing solutions are not only for individuals looking for quick cash. They are also aimed at investors who want to diversify their savings and support real projects. Between cash advance apps, peer-to-peer (P2P) loans, and crowdfunding, choices are multiplying… but not all of them meet the same needs! So, how can you find your […]

P2P lending
9 min read

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    Uncovering the P2P investors profile: do you fit in?
    By Maclear
    Uncovering the P2P investors profile: do you fit in?

    Peer-to-peer (P2P) lending is gaining traction as an alternative investment tool in Europe. Over the past 15 years, the market has demonstrated steady growth, with the European P2P lending volume reaching USD 29.823 billion in 2024. Leading contributors include Germany, the United Kingdom, and France, which continue to shape the industry’s expansion. Experts predict that […]

    P2P lending
    3 min read
    Best P2P lending platforms in 2023
    By Konstantin Boyko
    Best P2P lending platforms in 2023

    As 2023 is slowly wrapping up, it looks like just the right time to see which P2P lending providers have either made a leap or consistently remain among investors’ favourites. So, let’s proceed!  What is P2P lending?  P2P lending is a form of alternative investing that allows individual investors to lend their funds directly to […]

    P2P lending
    3 min read
    4 ways to create a passive income with P2P lending
    By Konstantin Boyko
    4 ways to create a passive income with P2P lending

    Passive income refers to the money made without working for it full-time on a daily basis. Dividends on an investment, portfolio income, and royalties are a few examples of passive income sources.  Recently, peer-to-peer lending passive income has become a new trend popular among newbies and experienced investors because it helps to diversify your investment […]

    P2P lending
    5 min read
    P2P mortgage loans: unlocking opportunities in the accommodation market
    By Konstantin Boyko
    P2P mortgage loans: unlocking opportunities in the accommodation market

    The demand for accommodation and prices are growing, so many people worldwide opt for mortgage loans. Getting a mortgage loan from a bank is a long and demanding procedure that’s why peer-to-peer lending alternatives is increasing in popularity. Peer-to-peer lending, or P2P lending, is a form of crowdfunding that enables borrowing money not from banks […]

    P2P lending
    4 min read
    Empowering retail investors amid economic uncertainty: interview with Monika Lencickaite, CMO at Profitus
    By Darya Zarya
    Empowering retail investors amid economic uncertainty: interview with Monika Lencickaite, CMO at Profitus

    Profitus is a major Lithuanian crowdfunding platform that connects investors with borrowers seeking financing for their real estate development projects. The platform brings together people who want to invest in real estate and people, businesses looking for money to implement their real estate idea. It’s safe to say that Profitus has grown rapidly into one […]

    Interview
    5 min read