• Premium segment project: Premium-class villas are being developed in the Costa del Sol region, in a strategically convenient location between Estepona and Marbella, where stable international buyer demand prevails. The region is valued for its favorable year-round climate and well-developed infrastructure, which supports and preserves premium real estate value.
• Construction progress: Construction is significantly advanced: structural works are fully completed, roofing has reached approximately 80–85%, and window installation in most villas is nearly finished. Façade works vary between villas – from initial to advanced stages. Interior finishing and engineering works are progressing steadily. Pool installation is at around 60%, and landscaping at approximately 30–40%.
• Experienced developer: The project is being implemented by an experienced and one of the leading real estate development companies in Lithuania – UAB “Realco”, which has more than 15 years of experience and is known for high quality and reliability. The group has developed more than 100 000 m² of real estate projects in Lithuania and is currently developing projects in both Lithuania and Spain, therefore possessing experience in both local and international markets.

Interest rates by investment amount:
– From 100 EUR to 349 EUR – 8.10%
– From 350 EUR to 749 EUR – 8.30%
– From 750 EUR to 2 999 EUR – 8.50%
– From 3 000 EUR to 6 999 EUR – 8.75%
– From 7 000 EUR – 9.00%
Important: individual investments are not aggregated and cannot be combined.

Project purpose:
The project owner is developing an exclusive premium-class villa complex “Ocean 11”, located in Estepona (Malaga province), in one of the most attractive stretches of the Costa del Sol region. The strategic location between Estepona and Marbella ensures strong appeal for both end buyers and investors. The project is focused on top-tier residential real estate, offering luxury and a strong sense of privacy. Costa del Sol is one of the most prestigious and in-demand coastal regions in Spain, valued for its favorable year-round climate and well-developed infrastructure. Proximity to international airports, golf courses and the region’s main attraction centers supports stable interest in real estate, while Estepona and Marbella remain locations where the premium segment demonstrates continuous demand from both local and foreign buyers.

Construction progress:
The construction of the “Ocean 11 South” villas (No. 36, 38, 39, and 39B) has progressed into the late stage. Structural works have been fully completed in all villas. Roof installation is largely finished (approximately 85–100%), and window installation works are either completed or nearing completion. Facade installation progress varies across the villas: Villa No. 39 is the most advanced (approaching full completion), while Villas No. 36 and 38 have reached a medium–high level of progress. In Villa No. 39B, facade works are also progressing rapidly but are not yet fully completed. Interior finishing and engineering systems (electricity, plumbing, underfloor heating, smart home systems) are at a medium–advanced stage across all villas, with the most significant progress observed in Villa No. 39. Swimming pool installation has reached approximately 60–70% completion, while landscaping works range around 40–50%, depending on the villa. The highest overall progress is currently observed in Villa No. 39, leading in both facade and interior works. Villa No. 39B stands out for strong external works progress, although its overall completion remains slightly behind Villa No. 39. Villas No. 36 and 38 are progressing steadily, maintaining consistent development across all major construction areas.

Loan information:
The raised funds will be used to refinance the existing PROFITUS loan. The need for refinancing arose in order to provide the developer with additional time to complete construction works and execute villa sales according to the updated project schedule.

This loan will be repaid from project sales revenues, which are expected to amount to 10 mln. EUR. Interest will be paid from the project owner’s own funds.

Please note that the project will be financed based on the LTC indicator. The LTC indicator (Loan-to-Cost) represents the ratio between the loan amount and the total project budget. Project financing will be provided based on submitted construction work acceptance certificates, paid directly to the general contractor’s account, without exceeding the maximum LTC of 70% and the maximum loan amount. No additional property valuation will be performed between financing stages; financing decisions will be made based on the approved Construction Technical Supervisor’s work acceptance certificate and proof of payment of the Client’s equity contribution.

We aim to raise the required amount within 7 days, with the possibility of extending up to 30 days if the funds are not fully collected.