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Description
RapiCredit is the biggest micro-lending fintech in Colombia. RapiCredit started its operations in Colombia in 2014 and finances consumer loans to individuals from COP $200.000 to COP $1.000.000, with interest rates at Lendermarket up to 15% for their mid-term loans up to 180 days.
They offer a buyback guarantee after 60 overdue days. NPL(non-performing loans) is stabilised at 6.5% for 360 dpd. Their purpose is to integrate and bring to the millions of Colombians who do not have access to traditional banking, and who in many cases are served by informal credit, credit solutions that allow them to improve their lives.
The company supports financial inclusion, fighting informal loans in Colombia and opening the door to the traditional banking system to almost 36% of its clients. They believe that the best effect is produced when the players in the ecosystem are integrated to provide solutions to Colombians or complement them, bringing about the financial inclusion required for social development, and that Colombia is the platform to make the leap to the Latin American region.
Country
Loan Originator
Issue date
Goal
Raised
Funding progress
Loan period
Final payment date
Interest rate
Country
Colombia
Rapicredit
Issue date
14.05.2026
Goal
of 83 €
Raised
8 € raised
Funding progress
10%
Loan period
6 months
Final payment date
10.11.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 69 €
Raised
7 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 69 €
Raised
7 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 83 €
Raised
8 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 64 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
Country
Colombia
Rapicredit
Issue date
16.04.2026
Goal
of 56 €
Raised
6 € raised
Funding progress
10%
Loan period
6 months
Final payment date
13.10.2026
Interest rate
15.0%
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About the Lendermarket
At Lendermarket we connect investors – private persons and institutions – to loans issued by carefully selected loan originators from various countries around the globe, in one online P2P investment marketplace.
Minimum investment
10 EUR Advertised return
13.46% Investors
22,848 Payment options
Bank transfer, Direct debit Total funding volume
658,800,000 EUR Average loan duration
6.3 months What does Lendermarket offer?
We focus on helping our customers achieve long-term profitability by offering a wide list of credit portfolios with different risk levels and building the most accessible platform that is both secure and easy to use. We believe that the key to investment success is striking the right balance between risk and reward in your portfolio.
Introducing Auto Invest FLEX — our flexible automated investment option with an early-exit feature. Unlike standard Auto Invest, FLEX lets you request to exit part or all of your active portfolio (10%–100%) before loan maturity, subject to demand from other investors. Each portfolio is tied to a specific Loan Originator and shows the key details upfront — interest rate, term range, and service type (Regulated or Unregulated). An early-exit fee applies (50% of the portfolio’s annual interest rate). As with all investing, returns are not guaranteed and capital is at risk.
Popular
Debitum Investments
Verified platform
Regulated
Min Investment
€10
Advertised Return
14.83%
Auto-Invest
Yes
Popular
Min Investment
€50
Advertised Return
14.9%
Auto-Invest
Yes
Popular
Min Investment
€10
Advertised Return
12%
Auto-Invest
Yes
Min Investment
€10
Advertised Return
10.5%
Auto-Invest
Yes
Min Investment
€100
Advertised Return
12%
Auto-Invest
Yes
Min Investment
€100
Advertised Return
11%
Auto-Invest
No
Min Investment
€10
Advertised Return
14.5%
Auto-Invest
Yes
Min Investment
€10
Advertised Return
11%
Auto-Invest
Yes