• Premium segment project: Premium-class villas are being developed in the Costa del Sol region, in a strategically convenient location between Estepona and Marbella, where there is stable demand from international buyers. The region is valued for its year-round favorable climate and well-developed infrastructure, which supports premium real estate value.
• Construction progress: The project is at an advanced stage – structural works are completed, façades are being installed, windows and doors are being fitted, and interior finishing and engineering systems are under installation.
• Experienced developer: The project is being implemented by an experienced and one of the leading real estate development companies in Lithuania – UAB “Realco”, which has more than 15 years of experience and is known for high quality and reliability. The group has developed more than 100 000 m² of real estate projects in Lithuania and is currently developing projects in both Lithuania and Spain, therefore possessing experience in both local and international markets.

Interest rates by investment amount:
– From 100 EUR to 349 EUR – 8.10%
– From 350 EUR to 749 EUR – 8.30%
– From 750 EUR to 2 999 EUR – 8.50%
– From 3 000 EUR to 6 999 EUR – 8.75%
– From 7 000 EUR – 9.00%
Important: individual investments are not aggregated and cannot be combined.

Project purpose:
The project owner is developing an exclusive premium-class villa complex “Ocean 11”, located in Estepona (Malaga province), in one of the most attractive stretches of the Costa del Sol region. The strategic location between Estepona and Marbella ensures attractiveness for both end buyers and investors. The project is focused on top-tier residential real estate, offering luxury and a sense of privacy.

Costa del Sol is one of the most prestigious and sought-after coastal regions in Spain, valued for its favorable year-round climate and well-developed infrastructure. Proximity to international airports, golf courses and the main regional attraction centers supports stable interest in real estate, while Estepona and Marbella remain locations where the premium segment demonstrates continuous demand from both local and foreign buyers.

Construction status:
Currently, the “Ocean 11, East” project consists of four individual premium-class villas – No. 40, 41, 41B, and 42, each with a total area of approximately 357.06 m². Villas No. 40, 41, and 41B are at an advanced stage of construction: structural works are fully completed, façades are installed, windows and doors are fitted, and interior finishing as well as engineering systems (electrical, plumbing, HVAC) are actively in progress. Swimming pool installation and landscaping works are also underway. Villa No. 42 is at an earlier stage of construction: structural works are completed, and façade installation, interior finishing, engineering systems, pool installation, and landscaping works are ongoing.

Loan information:
The raised funds will be used to refinance the existing PROFITUS loan. The need for refinancing arose in order to provide the developer with additional time to complete construction works and execute villa sales according to the updated project schedule.

This loan will be repaid from project sales revenues, which are expected to amount to 10 mln. EUR. Interest will be paid from the project owner’s own funds.

Please note that the project will be financed based on the LTC indicator. The LTC indicator (Loan-to-Cost) represents the ratio between the loan amount and the total project budget. Project financing will be provided based on submitted construction work acceptance certificates, paid directly to the general contractor’s account, without exceeding the maximum LTC of 70% and the maximum loan amount. No additional property valuation will be performed between financing stages; financing decisions will be made based on the approved Construction Technical Supervisor’s work acceptance certificate and proof of payment of the Client’s equity contribution.

We aim to raise the required amount within 7 days, with the possibility of extending up to 30 days if the funds are not fully collected.