- Construction underway: The building permit was issued on 23 July 2026, and works started immediately afterwards. In approximately 2.5 months, around 20.2% of the construction works have been completed, with 301,000 EUR invested in construction.
- Significant own contribution: The project owner has invested 650,000 EUR of its own funds in the project.
- Sales launched: Pre-sales started in August 2026, and 2 of the 5 villas have been reserved, with a total value of 1,386,000 EUR (incl. VAT).
- Experienced developer: The project owner has completed 3 residential and 1 commercial project with a total area of approximately 3,000 m².
Interest Rate by Investment
Amount:
–
From 100 EUR to 349 EUR – 9.00%
– From 350 EUR to 749 EUR – 9.25%
– From 750 EUR to 1,999 EUR – 9.50%
– From 2,000 EUR to 6,999 EUR – 9.75%
– From 7,000 EUR – 10.00%
Important:
separate investments are not summed and cannot be combined.
About the Project:
The
project owner, Urbanitor S.L., is developing a project of five modern villas
with a total area of 892 m² in the La Cañada residential area of Paterna
(Valencia, Spain). Four villas are single-storey, and one is split-level.
Construction was planned to start around January 2026; however, the building permit was issued later than expected, on 23 July 2026, and works started immediately afterwards. As a result, project completion has been postponed from December 2026 to April–May 2027. According to the progress report signed by the project architect on 13 October 2026, approximately 20.2% of the construction works have been completed, with 301,000 EUR invested in construction.
The project owner’s own funds contribution has increased from 380,000 EUR to 650,000 EUR.
Pre-sales started in August 2026. Two reservations with a total value of 1,386,000 EUR (incl. VAT) have been signed, and 10% advance payments have been received. The reserved villas account for approximately 41% of the project’s expected sales revenue. The remaining 3 villas are being marketed and viewed by potential buyers.
Loan Information:
The loan
will be repaid from the proceeds of the villa sales, while interest to
investors will be paid from the company’s working capital.
The project
loan agreement is scheduled to end on 29 October 2027. Funds for the project
may be raised in stages; the duration of this funding stage is 9 months.
The maximum planned project financing amount is 1,800,000 EUR, of which 527,220 EUR has already been raised.The project is financed based on the current valuation of the pledged property until the set maximum loan-to-value ratio (LTV) is reached. Once the maximum LTV is reached, a new property valuation will have to be carried out, and further funding stages will be announced and raised only if the set maximum LTV is not exceeded.
We plan to raise the amount within 7 days, with the option to extend up to 30 days if the funds are not raised.
About the Profitus
Profitus is a crowdfunding and investment platform with a minimum investment of 100 euros. Profitus investments are secured by real estate mortgages, Your investment is secured by a first or second mortgage on the property, as well as by other collateral (e.g. a surety or guarantee). Transactions are managed through Lemonway, a regulated payment service provider.
Profitus is a crowdfunding and investment platform whose main goal is to make investment available to everyone. Investments start at 100 euros, and the platform is open 24/7. Investments are secured by pledging real estate and other collateral (e.g., indemnity or warranty). Different projects have different security tools that users can access in self-service for each project.
Profitus consults with the Bank of Lithuania in order to ensure perfect compliance with the law. Profitus operates with Lemonway, a regulated payment service provider.
