- Experience with PROFITUS: The project owner, in cooperation with the PROFITUS platform, has successfully completed the project “Haigru 20a”. All obligations to investors were settled on time.
- Liquid collateral: The pledged properties are fully completed and generate continuous rental income. The assets are located in a sought-after area of Tallinn, which ensures high rental demand and easy leasing.
- Developer’s experience: The project owner has accumulated more than 17 years of experience in the construction sector, working with well-known Estonian construction companies, ensuring high project quality and smooth implementation
Interest rates by investment amount:
– From 100 EUR to 399 EUR – 6.50%
– From 400 EUR to 999 EUR – 6.70%
– Nuo 1 000 EUR iki 2 499 EUR – 6.90%
– Nuo 2 500 EUR iki 4 999 EUR – 7.20%
– Nuo 5 000 EUR – 7.50%
Important: Separate investments are not added together and cannot be combined.
About the Project:
The project owner, Giraldo OÜ, pledges income-generating real estate to refinance an existing 85,500 EUR loan through the PROFITUS platform. The pledged assets consist of two apartments of 16.7 m² and 21.4 m², located at Harju County, Tallinn, Põhja-Tallinna District, Lõime St. 11–22 and Lõime St. 11–25. Both apartments are currently rented for 400 EUR per month each, generating stable income. The net annual rental income amounts to approximately 7,700 EUR for both apartments combined. The properties are located in a high-demand area of Tallinn, with well-developed infrastructure, convenient transport connections, and strong rental demand, ensuring good liquidity.
The project owner is an experienced developer with more than 17 years in the construction sector, collaborating with Estonia’s leading construction companies such as Merko and Nordecon. The company has already successfully completed the “Haigru 20a” project, settling with investors on time.
The need for refinancing arose as the project owner allocated capital to the development of another project.
Loan Information:
The loan will be repaid from the proceeds of property sales or through refinancing. Interest payments will be covered by rental income.
The target amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if the funds are not collected in full.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
