- Experience with PROFITUS: The project owner, in cooperation with the PROFITUS platform, has successfully completed the project “Haigru 20a”. All obligations to investors were settled on time.
- Liquid collateral: The pledged properties are fully completed and generate continuous rental income. The assets are located in a sought-after area of Tallinn, which ensures high rental demand and easy leasing.
- Developer’s experience: The project owner has accumulated more than 17 years of experience in the construction sector, working with well-known Estonian construction companies, ensuring high project quality and smooth implementation
Interest rates by investment amount:
– From 100 EUR to 399 EUR – 6.50%
– From 400 EUR to 999 EUR – 6.70%
– Nuo 1 000 EUR iki 2 499 EUR – 6.90%
– Nuo 2 500 EUR iki 4 999 EUR – 7.20%
– Nuo 5 000 EUR – 7.50%
Important: Separate investments are not added together and cannot be combined.
About the Project:
The project owner, Giraldo OÜ, pledges income-generating real estate to refinance an existing 85,500 EUR loan through the PROFITUS platform. The pledged assets consist of two apartments of 16.7 m² and 21.4 m², located at Harju County, Tallinn, Põhja-Tallinna District, Lõime St. 11–22 and Lõime St. 11–25. Both apartments are currently rented for 400 EUR per month each, generating stable income. The net annual rental income amounts to approximately 7,700 EUR for both apartments combined. The properties are located in a high-demand area of Tallinn, with well-developed infrastructure, convenient transport connections, and strong rental demand, ensuring good liquidity.
The project owner is an experienced developer with more than 17 years in the construction sector, collaborating with Estonia’s leading construction companies such as Merko and Nordecon. The company has already successfully completed the “Haigru 20a” project, settling with investors on time.
The need for refinancing arose as the project owner allocated capital to the development of another project.
Loan Information:
The loan will be repaid from the proceeds of property sales or through refinancing. Interest payments will be covered by rental income.
The target amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if the funds are not collected in full.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
