• Experienced partner: The project owner’s group of companies has successfully implemented more than 143 000 m² of residential projects in Vilnius, Kaunas, Druskininkai, and Nida, proving its reliability and expertise in the real estate market.
• Liquidity: The project is being developed in the central part of Druskininkai, where the advantages of both the location and unique facilities ensure the attractiveness of the apartments and increase their sales potential.
• Active demand: Over the past year, a total of 198 apartments out of 372 have been sold, accounting for 53.23% of the total number of apartments for sale.

Interest rates by investment amount:
– From 100 EUR to 299 EUR – 7.50%
– From 300 EUR to 999 EUR – 7.75%
– From 1 000 EUR to 3 499 EUR – 8.00%
– From 3 500 EUR to 14 999 EUR – 8.25%
– From 15 000 EUR to 49 999 EUR – 8.50%
– From 50 000 EUR – 8.80%
Important: separate investments are not cumulative and cannot be combined.

About the Project:
In Druskininkai, on Liepų Street, a former sanatorium is being transformed into a modern real estate project “Nemunas by CITUS”. The complex consists of two buildings – A and B – with a total of 372 apartments and a significant share of commercial spaces. B building, with 176 planned apartments, is already nearing completion. A building, with 196 planned apartments, is now starting reconstruction; 178 apartments in this building are pledged as collateral.

So far, 198 apartments in both A and B buildings have been sold or pre-sold, demonstrating active buyer interest in the project. In the pledged part of A building, 57 apartments and one commercial unit have already been realized, which accounts for about 22.44% of the total pledged area.

The project also includes commercial premises on the ground floor (restaurants, bakeries, gyms, SPA centers, etc.), parking lots, and exclusive communal spaces – a rooftop pool, water and sauna areas, an outdoor cinema, co-working and business facilities. In total, A building has 6 438.20 m² of apartment space (178 units) and 1 304.78 m² of commercial space (11 units), while the projected sales revenues of the entire project amount to about EUR 16 million (excluding VAT).

The project is being developed through reconstruction, aiming to modernize the existing building and adapt it to contemporary leisure and work needs.

At this stage, the funds raised will be allocated to the company’s working capital.

Loan Information:
The loan will be repaid from the sales revenues of the developed real estate, while interest to investors will be paid from advance payments.

The maximum planned financing amount is EUR 5 000 000 (EUR 1,600,000 already raised). The project is financed according to the current appraised value of the pledged property until the set maximum loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new property valuation will be required, and further financing stages will only be announced and raised if the set LTV ratio is not exceeded.

The targeted amount is planned to be raised within 7 days, with the possibility of extending the period up to 30 days if the funds are not fully collected.