Offer for Investors:
Investors provide mortgage-secured loans to real estate developers at fixed interest rates, receiving monthly interest payments directly to their bank account, with the principal returned in full at the end of the loan term. Every loan is secured by a first-ranking mortgage of 150%–200% of the loan value, plus additional collateral such as personal guarantees, blank promissory notes, and property transfer agreements. Investors have a 4-day cooling-off period after signing and can sell their loan claims via the platform’s secondary notice board before maturity.
Offer for Fundraisers:
- Financing for residential and commercial real estate development projects across Poland, including new construction, renovation, and hotel/apartment conversions.
- Loans secured by first-ranking mortgage; the platform conducts full legal and financial due diligence on the borrower, project, and collateral property before publication.
- A dedicated Security Administrator handles the establishment, servicing, and enforcement of all collateral on behalf of investors.
- 100% online application and funding process; no need for physical meetings.
- Campaigns can target both a minimum and a target funding amount, providing flexibility in capital planning.
- Borrowers can cancel their use of the loan funds before the campaign closes if their project concept changes.
Any natural person aged 18+ with full legal capacity and a bank account with an IBAN from an EU or EEA country.
Legal entities (companies) may also invest, with an authorised representative registering on their behalf.
Crowd Real Estate offers to invest in various crowdfunding opportunities from the Real estate sector.
At Crowd Real Estate, you can start investing with €1,000.
The investment models Crowd Real Estate operates is Debt.
