List of P2P lending crowdfunding platforms in Portugal
Are you searching for crowdfunding platforms in {country}?
Here is a comprehensive list of crowdfunding websites in {country} to get familiar with the market and to choose a reliable provider for your investing or funding goals.
1062 platforms
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There are 1062 crowdfunding platforms in {country} that focus on Equity, Debt, P2P lending, Reward, Tokenized, Donation, Buy-to-let and Mini-bonds. They provide investment opportunities for retail and accredited investors in various business sectors: Real estate, Startups, SME, Sustainability, Litigation, Green energy, Health & Science, Logistics, Personal loans, Corporate bonds, Art, Mortgages, Social cause, Education, Farming, Sport and Maritime.
The minimum investment amount depends on the crowdfunding platform type and industry. On this listing, you will find crowdfunding platforms that offer investment opportunities starting at € with a maximum investment amount of €.
As a crowdfunding platform directory, we verify the most active crowdfunding platforms if they reach out and claim their profile. On this listing, 166 crowdfunding platforms claimed their profile and have a Verified Badge.
Fun fact: among all the crowdfunding platforms listed here, the oldest has been founded in and the youngest in .
How to choose a reliable crowdfunding platform in {country}?
There are plenty of providers on the market that operate different business models and offer various opportunities for startups and individuals.
Firstly, decide which crowdfunding type may suit you best, depending on your ambitions and needs: if you want to invest and earn money or get funding.
Then dive in and look up the crowdfunding companies in {country} that match your criteria. To help you evaluate them, try researching the following questions:
- How long has this platform existed, and what are the reviews?
- Have there been any defaults? If so, how were they handled?
- What are the fees for investors and borrowers?
- What are the terms and conditions? Are they similar to other providers?
Finding the answers to these fundamental questions increases your chances of trusting your project to one of the best crowdfunding platforms in {country} or elsewhere.
How do crowdfunding platforms work in {country}?
All the crowdfunding providers either fall under the ESCP regulation or their local legislation.
On the whole, the crowdfunding market in {country} offer diverse opportunities for investors and individuals looking for capital to fund their businesses or help with donations for a charity cause.
Advantages of crowdfunding investing in {country}?
Although crowdfunding is often viewed as a relatively new financing method, it has some unique advantages for investors.
Firstly, you don’t need to be an accredited investor to participate in projects from top crowdfunding sites in {country}. There are indeed crowdfunding providers that allow accredited investors only, but that’s rather an exception.
Secondly, you can access industries previously available only to a narrow investor pool — for instance, real estate, startups or small businesses.
What’s important is that you set the funding amount you are comfortable with, and it doesn’t have to be a significant one right from the start. All the sites have a minimum investment amount disclosed, so you are free to choose and manage the investment sum, as time passes.
Thirdly, you get to choose from an unprecedented variety of investment niches. From consumer loans on P2P lending platforms to equity shares of a brand that matches your vision and satisfies your needs as a customer. As an investor, you can set your priorities and manage them as your values and ambitions transform.
What also derives from this broad choice are the opportunities to diversify and solidify your portfolio by balancing loans of different risk levels.
FAQ about P2P lending crowdfunding in Portugal
How much money do I need to start investing in P2P lending campaigns on crowdfunding sites in Portugal?
Depending on the project specifics and the platform’s policies, the minimum investment amount can vary a lot, which is good because everyone can choose based on their investing experience and appetite.
Is investing on P2P lending crowdfunding sites in Portugal a good idea for a beginner?
A short yes or no answer here would be too generic and inaccurate. Suppose you’ve taken care of the due diligence preparation steps above, and have carefully evaluated your strategy, the project, and the possible risks you’re ready to take. In that case, you can start investing on the selected sites.
What are the main criteria for finding the best P2P lending crowdfunding platforms in Portugal?
- Reputation: make sure it’s a solid one with decent reviews and a record of successfully completed campaigns.
- Investor protection and asset liquidity: as discussed before, see what guarantees the platform offers to protect investors and their funds. Also, inquire if and how you can withdraw the capital invested. Some projects may not foresee such an option.
- Customer support: even before signing up, you can reach out to customer support with some minor questions or details you’d like to clarify. Prompt reaction and clear communication will help you assess the overall client treatment culture at the company.
- User experience: you don’t have to be an expert to understand how convenient the website is and what experience it provides you with. So, while surfing it, try to answer these simple questions: Is the interface intuitive and easy to use? Does it make your investing experience easier? Does it offer any handy options to save your time or to automate your recurring tasks? As you understand, companies that care about their customers care about their experience in the first place.