Swaper

Personal loans

Swaper is an investment platform allowing loans investment, offering up to 16% annual yield. Innovative features, including an AI portfolio, have contributed to its growth.

Minimum investment

10 EUR

Advertised return

14%

Investors

N/A

Payment options

N/A

Total funding volume

N/A

Average loan duration

N/A

What does Swaper offer?

Swaper is an investment marketplace platform offering investments in loans where you can earn up to 16% annually. Simple, easy and transparent. Since launching in 2016, we’ve demonstrated exponential growth and have raised among top investing players in Europe. To date, Swaper has exceeded 178+M EUR in cumulative investments.

Our Android and iOS apps provide feasible and easily-accessible solutions to meet the different needs of our investors. In addition, platform has multiple innovative features, such as Auto-Invest Portfolio, BuyBack, Loyalty Bonus and more.

Who can invest on Swaper?

To become an investor, you need to be at least 18 years old, be a resident of a country in the European Economic Area (EEA), Switzerland or the UK and have a bank account with a bank situated in one of those countries. Currently, we do not accept investors from Poland and private investors from Estonia. An individual is recognized as a resident if he or she is a citizen, has a residence permit or is registered as a taxpayer in an EEA country, Switzerland or UK.

Profile strength: Intermediate

Would you invest via Swaper?

What is the target industry of the Swaper crowdfunding website?

Swaper offers to invest in various crowdfunding opportunities from the Personal loans sector.

What is the minimum amount needed to invest at Swaper crowdfunding platform?

At Swaper, you can start investing with 10€.

What types of investment does the Swaper crowdfunding platform provide?

The investment models Swaper operates is P2P lending.

General information

Swaper is a p2p platform launched in 2016 and operating from Estonia. The total investment has reached more than 225.5m eur and platform's services are available to EEA citizens. Unfortunately the platform does not have an investment brokerage license and is not supervised by a governmental institution. This platform offers only single payment loans.

Conclusion

Swaper is a p2p platform launched in Estonia and focusing on short term single payment loans. Their promised return is above average but does not have comprehensive justification to it on the platform. Not all loans are secured with buyback guarantee on the platform, but secondary market and autoinvest functions are available to investors from EEA.

Board team

The platform displays four of their employees on the website with informational narratives. The CEO Indrek Puolokainen has obtained bachelors in computer science in Tallinn and MBA degree in management in the University of Tartu. Before Swaper, he has worked as marketing and project manager in 3 other major companies which all are related to the finance industry.

Would you invest via Swaper?