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- Additional collateral: The company’s shareholder and CEO provide a personal guarantee for the full loan amount.
- Experience with PROFITUS: The project owner, in cooperation with PROFITUS and together with a group of companies, has successfully developed and completed 2 projects (Semi-detached houses on Strazdų St., Vilnius and Kalno Panorama, Vilnius).
- Liquid collateral: Two fully equipped and operating short-term rental apartments in Vilnius city center, on Basanavičiaus Street, are pledged. The properties are located in an attractive and high-demand area, generate income, and have high liquidity.
Interest rates based on investment amount:
– From 100 EUR to 349 EUR – 8.40%
– From 350 EUR to 999 EUR – 8.60%
– From 1 000 EUR – 8.80%
Important: separate investments are not aggregated and cannot be combined.
About the Project:
The project owner plans to develop a residential real estate project in Trakai district, Žukiškės village, Mažoji Miško Street. The project is being developed together with another developer, and the loan funds will be used for the construction of four semi-detached houses. In the part developed by the project owner, 8 apartments are planned with a total saleable area of 967.16 sq. m. A website has been created for this project: hubertonamai.lt. Significant construction progress has been made since the previous stage – the masonry works have been completed, windows and glazed doors have been installed, the majority of the roof structure has been completed, and the final roofing works are currently in progress. Façade insulation materials have been delivered to the construction site, and preparations for façade installation and landscaping works are underway.
The location is attractive for buyers seeking individual housing outside the city while maintaining convenient access to Vilnius (approximately 20–25 minutes by car). The surrounding area consists of low-rise residential developments, forming consistent demand for this type of housing. The project is therefore oriented toward a stable family segment, which remains active in the Vilnius region and ensures sufficient project liquidity.
The pledged asset consists of apartments in Vilnius city center, on Basanavičiaus Street (“In Astra Apartments”), used for short-term rental. The property is fully equipped, operational, and generates income from accommodation services. The central location ensures stable occupancy and liquidity in the market. The raised funds will be used to repay an existing loan of EUR 38,000 and for the development of real estate in Trakai district.
Loan Information:
The loan will be repaid from property sales proceeds, while interest will be paid from the company’s working capital and shareholder loans.
The maximum planned financing amount is EUR 1,200,000 (Already raised 460,000 EUR). The amount may be raised in stages. The project will be financed based on the current valuation of the pledged asset until the maximum loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new valuation must be conducted, and further financing stages will only proceed if the maximum LTV is not exceeded.
The target amount is planned to be raised within 7 days, with a possibility to extend up to 30 days if needed.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
