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- Additional collateral: The company’s shareholder and CEO provide a personal guarantee for the full loan amount.
- Experience with PROFITUS: The project owner, in cooperation with PROFITUS and together with a group of companies, has successfully developed and completed 2 projects (Semi-detached houses on Strazdų St., Vilnius and Kalno Panorama, Vilnius).
- Liquid collateral: Two fully equipped and operating short-term rental apartments in Vilnius city center, on Basanavičiaus Street, are pledged. The properties are located in an attractive and high-demand area, generate income, and have high liquidity.
Interest rates based on investment amount:
– From 100 EUR to 349 EUR – 8.40%
– From 350 EUR to 999 EUR – 8.60%
– From 1 000 EUR – 8.80%
Important: separate investments are not aggregated and cannot be combined.
About the Project:
The project owner plans to develop a residential real estate project in Trakai district, Žukiškės village, Mažoji Miško Street. The project is being developed together with another developer, and the loan funds will be used for the construction of four semi-detached houses. In the part developed by the project owner, 8 apartments are planned with a total saleable area of 967.16 sq. m. A website has been created for this project: hubertonamai.lt. Significant construction progress has been made since the previous stage – the masonry works have been completed, windows and glazed doors have been installed, the majority of the roof structure has been completed, and the final roofing works are currently in progress. Façade insulation materials have been delivered to the construction site, and preparations for façade installation and landscaping works are underway.
The location is attractive for buyers seeking individual housing outside the city while maintaining convenient access to Vilnius (approximately 20–25 minutes by car). The surrounding area consists of low-rise residential developments, forming consistent demand for this type of housing. The project is therefore oriented toward a stable family segment, which remains active in the Vilnius region and ensures sufficient project liquidity.
The pledged asset consists of apartments in Vilnius city center, on Basanavičiaus Street (“In Astra Apartments”), used for short-term rental. The property is fully equipped, operational, and generates income from accommodation services. The central location ensures stable occupancy and liquidity in the market. The raised funds will be used to repay an existing loan of EUR 38,000 and for the development of real estate in Trakai district.
Loan Information:
The loan will be repaid from property sales proceeds, while interest will be paid from the company’s working capital and shareholder loans.
The maximum planned financing amount is EUR 1,200,000 (Already raised 460,000 EUR). The amount may be raised in stages. The project will be financed based on the current valuation of the pledged asset until the maximum loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new valuation must be conducted, and further financing stages will only proceed if the maximum LTV is not exceeded.
The target amount is planned to be raised within 7 days, with a possibility to extend up to 30 days if needed.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
