- Collateral: Liquid real estate located in Vilnius is offered as collateral.
- Guarantee: The company's shareholder personally guarantees the entire loan amount.
- Attractive location of the property: The mortgaged real estate is located 500 meters from Pupojų Lake, which increases the property's attractiveness to buyers.
About the Project Owner:
The company, with experience in real estate development, has successfully completed a project at 17 Sodu Street, Bajorai. This project involved the construction of an apartment building with 6 apartments, with a total area of 900 m². Each apartment is spacious, with an area of 150 m². This successfully completed project confirms the company's ability to create high-quality and comfortable living spaces.
About the Project:
A new residential area is being developed in Vilnius, on Pupoju Street. The project owner offers four spacious, 107 m² detached houses. These homes will be sold with partial finishing, giving future owners the opportunity to customize the interior according to their needs and tastes.
Loan Information:
This loan will be covered by the proceeds from the sale of the project or by refinancing the loan. The planned sales revenue is approximately 1,322,165 EUR, including VAT. Interest to investors will be paid from the operating income of the project owner.
The maximum planned project financing amount is 670,000 EUR. The project is financed according to the current valuation of the collateral until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new property valuation will have to be carried out, and further project financing stages will be announced and collected only if the established maximum LTV is not exceeded.
Interest by investment amount:
– From 100 EUR to 299 EUR – 9.70%
– From 300 EUR to 749 EUR – 10.20%
– From 750 EUR to 3 499 EUR – 10.70%
– From 3 500 EUR to 14 999 EUR – 11.20%
– From 15 000 EUR – 11.70%
Important: investments made separately are not aggregated and cannot be pooled.
We plan to raise the amount within 7 days, with the option of extending it to 30 days if we do not raise funds.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
