- Collateral: Liquid real estate located in Vilnius is offered as collateral.
- Guarantee: The company's shareholder personally guarantees the entire loan amount.
- Attractive location of the property: The mortgaged real estate is located 500 meters from Pupojų Lake, which increases the property's attractiveness to buyers.
About the Project Owner:
The company, with experience in real estate development, has successfully completed a project at 17 Sodu Street, Bajorai. This project involved the construction of an apartment building with 6 apartments, with a total area of 900 m². Each apartment is spacious, with an area of 150 m². This successfully completed project confirms the company's ability to create high-quality and comfortable living spaces.
About the Project:
A new residential area is being developed in Vilnius, on Pupoju Street. The project owner offers four spacious, 107 m² detached houses. These homes will be sold with partial finishing, giving future owners the opportunity to customize the interior according to their needs and tastes.
Loan Information:
This loan will be covered by the proceeds from the sale of the project or by refinancing the loan. The planned sales revenue is approximately 1,322,165 EUR, including VAT. Interest to investors will be paid from the operating income of the project owner.
The maximum planned project financing amount is 670,000 EUR. The project is financed according to the current valuation of the collateral until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new property valuation will have to be carried out, and further project financing stages will be announced and collected only if the established maximum LTV is not exceeded.
Interest by investment amount:
– From 100 EUR to 299 EUR – 9.70%
– From 300 EUR to 749 EUR – 10.20%
– From 750 EUR to 3 499 EUR – 10.70%
– From 3 500 EUR to 14 999 EUR – 11.20%
– From 15 000 EUR – 11.70%
Important: investments made separately are not aggregated and cannot be pooled.
We plan to raise the amount within 7 days, with the option of extending it to 30 days if we do not raise funds.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
