- Project owner's experience: The developer has completed approximately 50 residential projects, giving the company a deep understanding of market trends, construction technologies, and the ability to efficiently manage project phases.
- Liquid collateral: A 62% completed residential house, with a projected sales value of EUR 355,000, is being offered as collateral to investors. The property is located in an area with steadily increasing property values.
- Equity contribution: The project owner has invested approximately 48% (EUR 137,000) of their own funds into the acquisition of the land plot and the development of the project.
About the Project Owner:
The project owner's group of companies has developed over 10,000 m² of residential buildings. UAB "Lajota" has financed 1 project on the PROFITUS platform, which has been completed, and investors have been paid on time.
About the Project:
The project owner is constructing a 186.85 m² house in Vilnius. The developer intends to finish the house to a high standard, including all appliances, furniture, and landscaping. According to the Registry Centre, the registered completion of the house is currently 39%, while the actual completion, based on the work already done, is 62%. The fully finished house will be sold by the developer. This loan will be repaid from the proceeds of the sale, and interest to investors will be paid from the project owner's operating income.
Maximum amount to be financed: EUR 150,000. The project is financed on the basis of the current valuation of the collateral until it reaches the established maximum loan-to-value ratio of 70% LTV. Once the maximum LTV has been reached, a new valuation of the property will have to be carried out and further rounds of financing for the Project will only be advertised and collected if the set maximum LTV is not exceeded.
Interest by investment amount:
– From EUR 100 to EUR 249 – 9.20%
– From EUR 250 to EUR 499 – 9.70%
– From EUR 500 to EUR 1 499 – 10.20%
– From EUR 1 500 to EUR 4 999 – 10.70%
– From EUR 5 000 – 11.20%
Important: investments made separately are not aggregated and cannot be pooled.
We plan to raise the amount within 7 days, with the option of extending it to 30 days if we do not raise funds.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
