- Project owner's experience: The developer has completed approximately 50 residential projects, giving the company a deep understanding of market trends, construction technologies, and the ability to efficiently manage project phases.
- Liquid collateral: A 62% completed residential house, with a projected sales value of EUR 355,000, is being offered as collateral to investors. The property is located in an area with steadily increasing property values.
- Equity contribution: The project owner has invested approximately 48% (EUR 137,000) of their own funds into the acquisition of the land plot and the development of the project.
About the Project Owner:
The project owner's group of companies has developed over 10,000 m² of residential buildings. UAB "Lajota" has financed 1 project on the PROFITUS platform, which has been completed, and investors have been paid on time.
About the Project:
The project owner is constructing a 186.85 m² house in Vilnius. The developer intends to finish the house to a high standard, including all appliances, furniture, and landscaping. According to the Registry Centre, the registered completion of the house is currently 39%, while the actual completion, based on the work already done, is 62%. The fully finished house will be sold by the developer. This loan will be repaid from the proceeds of the sale, and interest to investors will be paid from the project owner's operating income.
Maximum amount to be financed: EUR 150,000. The project is financed on the basis of the current valuation of the collateral until it reaches the established maximum loan-to-value ratio of 70% LTV. Once the maximum LTV has been reached, a new valuation of the property will have to be carried out and further rounds of financing for the Project will only be advertised and collected if the set maximum LTV is not exceeded.
Interest by investment amount:
– From EUR 100 to EUR 249 – 9.20%
– From EUR 250 to EUR 499 – 9.70%
– From EUR 500 to EUR 1 499 – 10.20%
– From EUR 1 500 to EUR 4 999 – 10.70%
– From EUR 5 000 – 11.20%
Important: investments made separately are not aggregated and cannot be pooled.
We plan to raise the amount within 7 days, with the option of extending it to 30 days if we do not raise funds.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
