• Advanced construction progress: Construction of the first apartment building is already well underway – 29 % completion has been registered, while preparatory works for the second building have been completed and active construction will commence shortly.
• Active demand: Currently, 6 preliminary sale–purchase agreements have been signed, meaning the project is already attracting active interest from potential buyers during the construction phase.
• Additional security: A personal guarantee for the full loan amount is additionally provided by the company’s manager and shareholder – a private individual.

Interest rate depending on investment amount:
– From 100 EUR to 299 EUR – 8.00%
– From 300 EUR to 699 EUR – 8.25%
– From 700 EUR to 2 499 EUR – 8.50%
– From 2 500 EUR to 6 999 EUR – 8.75%
– From 7 000 EUR – 9.00%
Important: individual investments are not cumulative and cannot be combined.

About the Project:
In Klaipėda district, Trušeliai village, a 9-building residential quarter "Trušelių butai" is planned on a 1,5 ha plot. The project owner holds 200/507 of the land plot, corresponding to 60 ares, where 5 apartment buildings are planned to be developed in stages.

Under this loan agreement, two apartment buildings located on the owner’s land plot will be financed. Construction of one building has already started, while active works on the second are planned to begin in spring; part of the preparatory and general works have already been completed for both buildings.

Both buildings will be three-storey, with a total usable area of 1 998 m². In total, 32 apartments are planned – 16 in each building. Apartment sizes will range from 34,66 m² to 95,16 m². Parking spaces adjacent to the buildings will be included in the apartment price. Construction works are planned to be completed within 6-9 months, interior finishing and landscaping within an additional 2 months, with full project completion expected by year-end. Apartment sales are planned to begin during construction, with a projected sales period of 3-6 months.

The project owner has already signed and submitted 6 preliminary sale–purchase agreements, confirming initial liquidity and market interest.

Loan information:
The loan will be repaid from property sales proceeds, while interest to investors will be paid from advance payments. Total projected sales revenue of the project – 2 889 033 EUR.

Maximum planned project financing amount: 1 500 000 EUR. The amount may be raised in stages. The project is financed based on the existing property valuation until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new valuation must be carried out, and further financing stages will only be launched if the maximum LTV is not exceeded.

The targeted amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if not fully funded.