Offer for Investors:
Lendbox allows investors to lend money to individual borrowers and earn returns through monthly EMI repayments. Investors can diversify across multiple loans, choose borrowers based on risk categories, and build portfolios with expected returns typically up to ~14–15% annually. The platform provides borrower credit assessment, portfolio tracking tools, and wealth management support to help optimize returns.
Offer for Fundraisers:
- Access to unsecured personal loans from retail investors
- Faster and fully digital loan application process
- Flexible loan amounts (approx. ₹5,000 – ₹500,000)
- Loan tenures typically between 6 and 36 months
- Alternative to traditional bank lending with broader eligibility criteria
- Transparent terms with no prepayment penalties
Indian residents
- Platform fees are charged and may be deducted from repayments or applied as servicing/lending fees
- Example: servicing fee up to ~5% (varies by product and terms)
- Exact structure depends on investment product and agreement
Lendbox offers to invest in various crowdfunding opportunities from the Personal loans sector.
At Lendbox, you can start investing with ₹10,000.
The investment models Lendbox operates is P2P lending.
