i2iFunding is an India-based RBI-registered NBFC-P2P lending platform that connects individual investors with borrowers seeking unsecured personal loans. Founded in 2015, the platform facilitates direct lending through a digital marketplace, using proprietary credit assessment models to evaluate borrower risk and enable alternative fixed-income investing.
Offer for Investors:
i2iFunding allows investors to lend directly to verified borrowers and earn returns through EMI-based repayments. Investors can manually select borrowers based on risk profiles or diversify across multiple loans. The platform provides credit scoring insights, loan listings, and servicing support, with potential returns reaching up to ~30% annually, depending on borrower risk and loan terms.
Offer for Fundraisers:
- Access to unsecured personal loans funded by retail investors
- Loan amounts ranging from small-ticket to mid-size financing
- Fast, fully digital loan application and approval process
- Flexible use of funds (debt consolidation, medical, education, consumption, etc.)
- Proprietary credit evaluation beyond traditional credit scores
- No collateral required for most loans
Indian residents
For lenders: Registration Fee 590 Rs + 1% of the lending amount.
For borrowers: Registration Fee 118 Rs + up 8% of the loan amount.
i2iFunding offers to invest in various crowdfunding opportunities from the Personal loans sector.
At i2iFunding, you can start investing with ₹1,000.
The investment models i2iFunding operates is P2P lending.
