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Civitae

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Civitae is a Spanish CNMV-licensed real estate crowdfunding platform, incorporated in Madrid in April 2025 and operating under EU Regulation, connecting retail and institutional investors with pre-vetted residential and commercial real estate projects across Spain.

Minimum investment: N/A
Advertised return: 500%
Investors: N/A
Payment options: Bank transfer, Credit card
Total funding volume: N/A
Average loan duration: N/A
What does Civitae offer ?

Offer for Investors:

Investors can access individually selected real estate projects — typically reserved for large-scale investors — starting from €500, with all funds held in segregated accounts by a regulated payment entity (Paymatico). The platform covers the entire process from analysis and funding through ongoing project monitoring, with real-time portfolio visibility from the investor dashboard. If a project is not executed, all contributions are returned in full. Quarterly interest payments are received during the project lifecycle.

Offer for Fundraisers:

  • Alternative financing for real estate developers who pass a rigorous validation process covering track record, solvency, professionalism, and sector experience.
  • Full project analysis from financial, legal, and commercial perspectives before publication.
  • End-to-end support: structuring, publication, investor relations, and ongoing project monitoring.
  • Access to a private network of investors interested in carefully selected, regulation-compliant opportunities.
  • Projects are assessed for location, economic viability, risk profile, and strategy before being presented to investors.
  • Specific loan products and terms are structured per project and not standardised across the platform.
Who can invest on Civitae ?

Any adult individual with valid identification, or companies with the corresponding corporate documentation.

What are Civitae fees ?

No investor-side fees are explicitly stated.

An origination fee of 5%–7%, included in the funding target, is charged by the platform from fundraisers

Profile strength: Intermediate
Would you invest via Civitae?
What is the target industry of the Civitae crowdfunding website?

Civitae offers to invest in various crowdfunding opportunities from the Real estate sector.

What is the minimum amount needed to invest at Civitae crowdfunding platform?

At Civitae, you can start investing with {min_investment}.

What types of investment does the Civitae crowdfunding platform provide?

The investment models Civitae operates is Equity, Debt.

Civitae alternatives

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