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ECSP licensed crowdfunding platforms

According to the data provided by ESMA, a complete list of active ECSP-licensed crowdfunding platforms in the European Union. Frequently revised and up-to-date. Please let us know if you spot any inaccuracies!

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9 active platforms
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Lendermarket Verified platform
Regulated
Headquarter country
Ireland
Austria

At Lendermarket we connect investors – private persons and institutions – to loans issued by carefully selected loan originators from various countries around the globe, in one online P2P investment marketplace.
Industry
SME Personal loans
Type
P2P lending
Min Investment €10
Advertised Return 13.46%
Auto-Invest Yes
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Afranga Verified platform
Regulated
Headquarter country
Bulgaria
Austria

Afranga is an ESCP licensed and fully regulated marketplace platform, democratizing the financial sector by connecting lending companies with retail investors to invest in consumer credit.
Industry
Startups SME Personal loans
Type
Debt P2P lending
Min Investment €10
Advertised Return 16%
Auto-Invest No
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stock.estate Verified platform
Regulated
Headquarter country
Romania
Austria

Stock.estate is a Romanian real-estate crowdfunding platform that connects retail investors with verified property development and mortgage-backed loan opportunities. It is licensed by the Romanian Financial Supervisory Authority (ASF) and allows investors to fund real estate projects online with transparent terms and secured returns.
Industry
Real estate SME
Type
Debt
Min Investment €250
Advertised Return 15.06%
Auto-Invest No
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CrowdX Verified platform
Regulated
Headquarter country
Cyprus
Albania

CrowdX.eu is a European crowdfunding platform specializing in fractional real estate, startup funding, as well as equity and debt crowdfunding for small and medium-sized enterprises.
Industry
Real estate Startups SME Sustainability Green energy Health & Science Logistics Corporate bonds Education Farming Sport Maritime
Type
Equity Debt Mini-bonds
Min Investment €1,000
Advertised Return 5-13%
Secondary Market Yes
Auto-Invest No
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Fagura Verified platform
Regulated
Headquarter country
Romania
Austria

Fagura is building the first community digital bank in the CEE for anyone to borrow, invest and transfer money instantly
Industry
SME Personal loans
Type
P2P lending
Min Investment €25
Advertised Return 10%
Auto-Invest No
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Crowdbase Verified platform
Regulated
Headquarter country
Cyprus
Cyprus

Crowdbase is a European crowdfunding platform that facilitates investment in startups, innovative SMEs, and socially impactful real estate through equity and debt crowdfunding.
Industry
Real estate Startups SME Green energy Health & Science Logistics Social cause Education Farming Sport Maritime
Type
Equity Debt
Min Investment €100
Advertised Return —
Secondary Market No
Auto-Invest No
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SodaCrowd
Regulated
Headquarter country
Spain
Austria

SodaCrowd is the commercial brand of Crowdhouse Europe, S.L., a Spanish CNMV-licensed real estate crowdfunding platform, backed by Soda Capital and Soda Urbana — strategic partners with over 120 projects and €150M+ financed.
Industry
Real estate
Type
Equity Debt
Min Investment €500
Advertised Return 18.5%
Secondary Market No
Auto-Invest No
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Ronin
Regulated
Headquarter country
Romania
Austria

Ronin is a crowdfunding platform that connects everyday investors with vetted startups from various industries. With a minimum investment of €100, users can access a curated selection of startup opportunities, review detailed information, and build diversified portfolios.
Industry
Startups
Type
Equity
Min Investment €100
Advertised Return 9%
Secondary Market No
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Alius Capital
Regulated
Headquarter country
Spain
Austria

Alius Capital (formerly Adventurees) is Spain's first CNMV-licensed crowdfunding platform specialising in tokenised equity and debt, operating under EU Regulation. It enables companies across the EU to raise up to €5 million through blockchain-based tokenised shares and bonds, combining traditional financial regulation with blockchain technology.  
Industry
Real estate Startups SME Sustainability Farming
Type
Equity Debt Tokenized
Min Investment —
Advertised Return —
Secondary Market Yes
Auto-Invest No
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Engel & Völkers Digital Invest
Headquarter country
Germany
Austria

Engel & Völkers Digital Invest brings together investors' desire for asset growth with the financing needs of the real estate industry. We combine the experience, expertise, and passion of the real estate industry with modern digital channels. Engel & Völkers Digital Invest was initially founded as part of Engel & Völkers Capital, which has financed real estate projects with a volume of more than one billion euros since 2009. Since 2017, private investors have also been able to participate in selected real estate projects via our crowd-investing platform.
Industry
Real estate
Type
Equity
Min Investment €100
Advertised Return 4-8%
Secondary Market No
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Latest from blog

Crowdfunding Weekly Digest: November 2–8, 2026
By Konstantin Boyko

Crowdfunding Weekly Digest: November 2–8, 2026
Indonesia’s P2P bad-loan ratio crossed OJK’s 5% safety threshold in September while loan growth slowed. Elsewhere, Goparity entered Spanish equity crowdfunding, reward campaigns in Japan and South Korea posted strong results, and Hong Kong police flagged a suspected crowdfunding scam site that used the names of well-known local organizations. Lead Story P2P lending bad loan […]
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Crowdfunding Weekly Digest: October 26–November 1, 2026
By Konstantin Boyko

Crowdfunding Weekly Digest: October 26–November 1, 2026
The SEC’s chairman signaled a review of Regulation Crowdfunding, and the industry answered within days with specific asks on the offering cap, investor limits, and disclosure. StartEngine’s quarter showed why the review matters: its Reg CF revenue fell on lower issuer activity. A €61 million freeze tied to Mintos and a Danish loan study kept […]
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Crowdfunding Weekly Digest: October 19–25, 2026
By Konstantin Boyko

Crowdfunding Weekly Digest: October 19–25, 2026
US investment crowdfunding totaled $190.5 million in the third quarter, with Reg A taking most of it. Meanwhile, courts and regulators in the UK, Bahrain, and Indonesia spent the week deciding who answers when investor money is lost, and Europe’s P2P investors showed they now check the lender before the yield. Lead Story Investment crowdfunding […]
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Buyback Guarantees in P2P Lending: What They Protect and What They Don’t
By Lendermarket

Buyback Guarantees in P2P Lending: What They Protect and What They Don’t
Key Takeaways “Buyback guaranteed” sounds very reassuring, but many people misunderstand what it really means.For many first-time investors, it sounds like a guarantee of getting your money back. The reality is more complex, and understanding it is one of the most useful things you can do before putting money into any crowdlending platform. What a […]
P2P lending
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Crowdfunding Weekly Digest: October 12–18, 2026
By Konstantin Boyko

Crowdfunding Weekly Digest: October 12–18, 2026
The Crowdfunding Professional Association released a voluntary reporting standard that gives Reg CF and Reg A platforms a common format for investment, payment, and performance data. Elsewhere, rulebooks sat at four different stages — drafted in Ethiopia, discussed by a US advisory committee, clarified by ESMA, and enforced in China. Funding data showed capital clustering […]
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