• Experienced real estate developer: The company has been actively operating in the real estate market since 2017 and has completed 10 semi-detached and 4 single-family residential housing projects with a total area of approximately 4,000 m². Other real estate projects generating cash flows are currently under development, ensuring financial stability and developer competence.
• Own funds: The project owner has invested EUR 389,000 of own funds into the property development, confirming their financial commitment to the project and alignment of interests with investors.
• Construction progress: The project is in an active implementation stage – construction works are being carried out on plots located at J. Bretkūno St. 30 and 32 in Vilnius; the registered completion level of the buildings is 43%, while the actual completion level amounts to approximately 50–54%, following completion of the main structural works and part of the finishing works.

Interest rates by investment amount:
– From EUR 100 to EUR 299 – 8.00%
– From EUR 300 to EUR 699 – 8.30%
– From EUR 700 to EUR 1 999 – 8.60%
– From EUR 2 000 to EUR 4 999 – 8.90%
– From EUR 5 000 to EUR 11 999 – 9.20%
– From EUR 12 000 – 9.50%
Important: individual investments are not aggregated and cannot be combined.

About the project:
The project owner is successfully continuing the development of a single-family terraced housing quarter in Pilaitė, Vilnius. The project consists of 15 separate property units with a total planned area of 1,372.62 m², while individual house sizes range from 81.06 m² to 98.30 m². All houses are planned to be sold with partial finishing. Project implementation is planned to be completed by June 2026, and the projected total sales revenue of the project amounts to EUR 3,063,871.

The project is currently in an active construction stage. Since the previous stage, construction works have already commenced on the plots at J. Bretkūno St. 30 and 32. In the Real Estate Register, three buildings are registered on each of these plots, with a registered completion level of 43%. The actual construction completion is more advanced and amounts to approximately 50–54%. To date, the following main construction works have been completed: masonry works (excluding internal partitions), installation of second-floor slabs, installation of local water supply inlets, installation of windows, roofing works completed on part of the buildings, commencement of façade insulation works, and concreting of staircases to the second floor.

The project is being developed in the Pilaitė district – the western part of Vilnius city, near the western bypass. This is a rapidly developing area dominated by new apartment buildings, single-family and terraced houses. The area features well-developed social and commercial infrastructure: kindergartens, schools, shopping and service centers are located nearby. Additional value is created by green areas, lakes, and recreational spaces. Convenient access to the city center (15–20 minutes by car) ensures high project attractiveness, property liquidity, and timely realization.

Loan information:
The loan will be repaid from the sale of the pledged property. Interest to investors will be paid from received advance payments or the company’s operating income.

Maximum planned Project financing amount: EUR 2,000,000 (EUR 195,000 already raised). The Project is financed based on the current valuation of the pledged property until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new property valuation must be carried out, and further Project financing stages will be announced and raised only if the established maximum LTV is not exceeded.

The targeted amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if the funds are not collected.