• Premium segment project: Premium-class villas are being developed in the Costa del Sol region, in a strategically convenient location between Estepona and Marbella, where stable international buyer demand prevails. The region is valued for its favorable year-round climate and well-developed infrastructure, which supports and preserves premium real estate value.
• Construction progress: As of November 2025, construction has reached an early completion stage: structural works have been completed, roofing works are well advanced, façade installation and window installation have begun, while interior finishing and engineering systems are partially installed.
• Experienced developer: The project is being implemented by an experienced and one of the leading real estate development companies in Lithuania – UAB “Realco”, which has more than 15 years of experience and is known for high quality and reliability. The group has developed more than 100 000 m² of real estate projects in Lithuania and is currently developing projects in both Lithuania and Spain, therefore possessing experience in both local and international markets.

Interest rate by investment amount:
– From 100 EUR to 349 EUR – 8.10%
– From 350 EUR to 749 EUR – 8.30%
– From 750 EUR to 2 999 EUR – 8.50%
– From 3 000 EUR to 6 999 EUR – 8.75%
– From 7 000 EUR – 9.00%
Important: separate investments are not summed or combined.

Project purpose:
The project owner is developing an exclusive premium-class villa complex “Ocean 11”, located in Estepona (Malaga province), in one of the most attractive stretches of the Costa del Sol region. The strategic location between Estepona and Marbella ensures strong appeal for both end buyers and investors. The project is focused on top-tier residential real estate, offering luxury and a strong sense of privacy. Costa del Sol is one of the most prestigious and in-demand coastal regions in Spain, valued for its favorable year-round climate and well-developed infrastructure. Proximity to international airports, golf courses and the region’s main attraction centers supports stable interest in real estate, while Estepona and Marbella remain locations where the premium segment demonstrates continuous demand from both local and foreign buyers.

Construction status:
Currently, the Ocean 11 South villas are at an early completion stage: structural works are fully completed, roofing works are advanced, while façade installation and window installation have only begun, and interior finishing and engineering systems are being installed partially. Pool installation has reached approximately 40%, and landscaping works approximately 30%. Meanwhile, one of the four villas (villa 39B) is more advanced – windows have already been installed, the façade is approximately 70% completed, and interior finishing and engineering systems are ongoing, bringing this villa closer to the final construction stage.

According to the developer’s plan, the currently projected project completion date is the end of May 2026.

Loan information:
The raised funds will be used to refinance the existing PROFITUS loan. The need for refinancing arose in order to provide the developer with additional time to complete construction works and execute villa sales according to the updated project schedule.

This loan will be repaid from project sales revenues, which are expected to amount to 10 mln. EUR. Interest will be paid from the project owner’s own funds.

Maximum planned project financing amount: 5 000 000 EUR. Please note that the project will be financed based on the LTC indicator. The LTC indicator (Loan-to-Cost) represents the ratio between the loan amount and the total project budget. Project financing will be provided based on submitted construction work acceptance certificates, paid directly to the general contractor’s account, without exceeding the maximum LTC of 70% and the maximum loan amount. No additional property valuation will be performed between financing stages; financing decisions will be made based on the approved Construction Technical Supervisor’s work acceptance certificate and proof of payment of the Client’s equity contribution.

The planned project duration is 10 months, but no later than 18 December 2026.

We aim to raise the required amount within 7 days, with the possibility of extending up to 30 days if the funds are not fully collected.