- Stable Income: The pledged asset is a liquid real estate property that generates regular rental income of approximately EUR 1,000 net per month.
- Additional Security: A personal guarantee from an individual additionally secures the full loan amount.
- Developer’s Experience: An experienced real estate developer operating since 2017, who has successfully completed more than 18 residential projects with a total area exceeding 1,500 m².
About the Project:
The project owner pledges administrative premises located at Naugarduko St. 41, Vilnius, in order to raise funds for the company’s working capital needs and to purchase an apartment located at Vytenio St., Vilnius. The pledged property is fully renovated, adapted for modern use, and effectively divided into two separate studio units with areas of 18.16 m² and 19.86 m² according to the established usage procedure. Both premises are currently leased under long-term contracts and generate EUR 1,000 in net monthly rental income. The client has provided valid long-term lease agreements, ensuring a stable cash flow and strengthening the reliability of the pledged asset as a security measure.
The property is located in a strategically convenient area – Vilnius Naujamiestis, close to the Old Town and main city arteries. This is one of the most liquid areas of the capital, where demand for both residential and commercial premises remains high.
Loan Information:
The loan will be repaid from the sale of other real estate assets owned by the company. Interest payments will be covered by rental income from the pledged property or from the company’s working capital.
The maximum planned project financing amount is 160 000 EUR (91 000 EUR). The project is financed based on the current pledged property valuation until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new valuation will be carried out, and further financing stages will only be announced if the set LTV is not exceeded.
The targeted amount is planned to be raised within 7 days, with the possibility of extending the term up to 30 days if the full amount is not collected.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
