• Experience with PROFITUS: The project owner has been cooperating with PROFITUS for more than 2 years. The company demonstrates stable turnover and consistent profitability. Throughout the entire cooperation period, there have been no recorded instances of default or delay in obligations.
• Developer’s experience: The project owner has more than 20 years of experience in real estate development, leasing, and sales. The company has been successfully operating for 6 years and manages a real estate portfolio valued at approximately 5 million euros.
• Liquidity: All pledged properties are located near the center of Vilnius city, with excellent connections to surrounding districts. All properties have a registered 100% completion status.

Interest rate based on investment amount:
– From 100 EUR to 299 EUR – 9.00%
– From 300 EUR to 699 EUR – 9.25%
– From 700 EUR to 2 499 EUR – 9.50%
– From 2 500 EUR to 7 499 EUR – 9.75%
– From 7 500 EUR to 19 999 EUR – 10.00%
– From 20 000 EUR to 49 999 EUR – 10.25%
– From 50 000 EUR to 74 999 EUR – 10.50%
– From 75 000 EUR to 99 999 EUR – 10.75%
– From 100 000 EUR – 11.00%
Important: separate investments are not accumulated or combined.

About the project:
The project owner aims to refinance an existing real estate portfolio loan from another financial institution. The portfolio includes 30 property units, located in strategically attractive areas surrounding the center of Vilnius. The real estate portfolio consists of:

• 5 units of dormitory-type premises of 18 m² each on Studentų St.;
• 5 apartments of 23–27 m² on Sodų St.;
• 1 parking space;
• 17 bicycle storage units;
• 2 apartments on Rinktinės St. – 38 m² and 48 m² in size.

All pledged properties are located near Vilnius city center, in central and well-developed areas characterized by convenient accessibility, developed infrastructure, and high liquidity. Due to their location and 100% completion, these properties are investment-attractive and remain in demand in both the residential and rental markets.

Loan information:
The loan repayment is planned from refinancing in another credit institution. Interest to investors will be paid from the company’s operating income.

The amount required for refinancing is 1 409 535 EUR. The amount may be raised in stages, and interest to investors will be calculated from the period when the total required sum is collected.

The planned collection period is 7 days, with the possibility to extend up to 30 days if the funds are not fully raised.