- Liquid asset: The collateral consists of a fully furnished 146.49 m² apartment with a land plot share – a modern, move-in-ready and liquid property with high market appeal.
- Attractive location: The collateral is located in the Pavilnys district of Vilnius – one of the fastest-growing areas of the capital, where new residential quarters are actively being developed, and infrastructure and transport connections to the city centre are continuously improving, ensuring strong potential for property value growth.
- Developer’s experience: The project owner is a real estate developer with practical experience in residential property development in Vilnius. The company’s manager has successfully completed semi-detached housing projects on Z. Gulevič and Salotės streets, each with a total area of around 300 m².
Interest rates by investment amount:
– From 100 EUR to 349 EUR – 8,80%
– From 350 EUR to 749 EUR – 9,00%
– From 750 EUR to 3 499 EUR – 9,20%
– From 3 500 EUR to 9 999 EUR – 9,40 %
– From 10 000 EUR - 9,60 %
Important: separate investments are not combined or aggregated.
About the project:
The project owner pledges existing real estate to attract funds for the company’s working capital. The collateral is a fully furnished, modern 146.49 m² apartment with a land plot share and engineering structures, located at Zofijos Gulevič St. 30A; 30A-1, Vilnius. The property is fully equipped and move-in ready, featuring quality finishes, a functional layout, and a cosy environment. It requires no additional investment and is attractive both for living and rental purposes.
The property is located in the rapidly developing Pavilnys district of Vilnius – one of the most dynamically expanding suburban areas of the capital, with new residential projects, improved infrastructure and excellent connections to the city centre. Due to the growing demand in the area, the property has good realisation prospects and high liquidity.
The raised funds will be directed towards the company’s ongoing development projects.
Loan information:
The loan will be repaid from the proceeds of the collateral sale or refinancing through another financial institution. Interest to investors will be paid from the company’s own funds or working capital. The estimated sale proceeds, if required, could reach 347 107 EUR excluding VAT.
The maximum planned project funding amount is 266 000 EUR (90 000 EUR already funded). The project is financed based on the current valuation of the pledged property until the maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new valuation will be conducted, and further financing stages will only be announced if the set LTV threshold is not exceeded.
The targeted amount is expected to be raised within 7 days, with the possibility of extension up to 30 days if needed.
About the Profitus
Profitus ist eine Crowdfunding- und Investitionsplattform mit einer Mindestinvestition von 100 Euro. Profitus-Investitionen sind durch Immobilienhypotheken gesichert. Ihre Investition ist durch eine erste oder zweite Hypothek auf die Immobilie sowie durch andere Sicherheiten (z. B. eine Bürgschaft oder Garantie) gesichert. Transaktionen werden über Lemonway, einen regulierten Zahlungsdienstleister, abgewickelt.
Profitus ist eine Crowdfunding- und Investitionsplattform, deren Hauptziel es ist, Investitionen für alle verfügbar zu machen. Investitionen beginnen bei 100 Euro, und die Plattform ist 24/7 geöffnet. Investitionen sind durch die Verpfändung von Immobilien und anderen Sicherheiten (z. B. Entschädigung oder Garantie) gesichert. Verschiedene Projekte haben unterschiedliche Sicherheitsinstrumente, auf die Benutzer im Selbstbedienungsmodus für jedes Projekt zugreifen können.
Profitus berät sich mit der Bank von Litauen, um eine perfekte Einhaltung des Gesetzes sicherzustellen. Profitus arbeitet mit Lemonway, einem regulierten Zahlungsdienstleister.
