Bondora

Bondora simplifies investing with accessible options and earns customers a reliable net return, having served 120k+ customers with €40M+ earned in interest.

Minimum investment

1 EUR

Advertised return

Investors

N/A

Payment options

N/A

Total funding volume

N/A

Average loan duration

N/A

What does Bondora offer?

Bondora was founded over 11 years ago in the height of the global financial crisis. Today, Bondora has served over 120,000 customers who’ve earned more than €40M in interest. The company makes sure everyone can access the world of investing and earn a reliable net return, without all the complexities.

Who can invest on Bondora?

Anyone over the age of 18 living in the EEA or Norway and/or having businesses registered in the EU and/or from any other country approved by Bondora can open an investment account.

Profile strength: Intermediate

Would you invest via Bondora?

What is the target industry of the Bondora crowdfunding website?

Bondora offers to invest in various crowdfunding opportunities from the SME sector.

What is the minimum amount needed to invest at Bondora crowdfunding platform?

At Bondora, you can start investing with 1€.

What types of investment does the Bondora crowdfunding platform provide?

The investment models Bondora operates is P2P lending.

General information

Bondora, a P2P lending platform based in Estonia, was founded in 2008. To date, more than EUR 438 million has been invested through the platform. Bondora does not provide information about its loan originators. According to Bondora Group AS consolidated annual report 2020, loans are issued by Bondora AS. It is not specified which subsidiaries issue loans in Spain and Finland. There is for sure conflict of interest between the loan originators and the platform’s owners as the platform only sells loans issued by subsidiaries. Bondora does not have an investment brokerage license.

Conclusion

Bondora is an Estonian P2P lending platform with a promised return of up to 9%. There is a conflict of interest between the loan originators and the platform’s owners, which might be a potential red flag. The platform provides its historical loan books and annual reports that can help investors measure the riskiness of investing through Bondora and trust the platform more. However, there is no information about the board members and team. Bondora provides the necessary features that can attract investors, such as auto-invest and secondary market.

Board team

Bondora does not publish information about its owners and team on their webpage. This fact can lead investors to lower trust. It is important for investors to see who the managing team is because it helps them either to make sound decisions-invest or not invest through the platform.

Would you invest via Bondora?