Go & Grow

Working here? Claim this profile

Go & Grow is an automated investment product by Bondora that allows users to earn passive returns from a diversified portfolio of consumer loans across Europe.

Minimum investment
1 EUR
Advertised return
6%
Investors
511,289
Payment options
Direct debit, Credit card
Total funding volume
2,041,555,276 EUR
Average loan duration
N/A
Indefinite
Bonus
🔖 Fixed Reward

Join Go & Grow and get a welcome bonus! Deposit €50 within 30 days to keep and withdraw your reward.

🎁 €5 welcome bonus

Get bonus
Description

Go & Grow is an automated investment product by Bondora that allows users to earn passive returns from a diversified portfolio of consumer loans across Europe.

What does Go & Grow offer ?

Offer for Investors:

Go & Grow provides a fully automated investment experience where funds are instantly allocated into a diversified pool of loan fractions. Investors can start from as little as €1, earn up to ~6% annually, and receive daily compounded returns. The product emphasizes simplicity, liquidity (withdraw anytime), and hands-off investing without the need to select individual loans.

Who can invest on Go & Grow ?

Anyone over the age of 18 living in the EEA or Norway and/or having businesses registered in the EU and/or from any other country approved by Go & Grow can open an investment account.

What are Go & Grow fees ?

A fixed €1 fee per withdrawal transaction.

Profile strength: Intermediate
Would you invest via Go & Grow?
What is the target industry of the Go & Grow crowdfunding website?

Go & Grow offers to invest in various crowdfunding opportunities from the SME sector.

What is the minimum amount needed to invest at Go & Grow crowdfunding platform?

At Go & Grow, you can start investing with €1.

What types of investment does the Go & Grow crowdfunding platform provide?

The investment models Go & Grow operates is P2P lending.

General information
Bondora, a P2P lending platform based in Estonia, was founded in 2008. To date, more than EUR 438 million has been invested through the platform. Bondora does not provide information about its loan originators. According to Bondora Group AS consolidated annual report 2020, loans are issued by Bondora AS. It is not specified which subsidiaries issue loans in Spain and Finland. There is for sure conflict of interest between the loan originators and the platform’s owners as the platform only sells loans issued by subsidiaries. Bondora does not have an investment brokerage license. 
Conclusion
Bondora is an Estonian P2P lending platform with a promised return of up to 9%. There is a conflict of interest between the loan originators and the platform’s owners, which might be a potential red flag. The platform provides its historical loan books and annual reports that can help investors measure the riskiness of investing through Bondora and trust the platform more. However, there is no information about the board members and team. Bondora provides the necessary features that can attract investors, such as auto-invest and secondary market.
Board team
Bondora does not publish information about its owners and team on their webpage. This fact can lead investors to lower trust. It is important for investors to see who the managing team is because it helps them either to make sound decisions-invest or not invest through the platform.
Would you invest via Go & Grow?
Would you invest via Go & Grow?

Go & Grow alternatives

Loanch

Verified platform
Regulated
Hungary
Industry
Min Investment €10
Advertised Return 14.5%
Auto-Invest Yes
Report an issue
Let us know if you have any concerns about the data presented for this platform.
Thanks for letting us know
Have a nice day :)