Yotepresto is a Mexico-based peer-to-peer lending platform that connects individuals seeking personal loans with investors willing to fund them. Founded in 2014, the platform operates under a marketplace lending model, eliminating traditional banking intermediaries to offer borrowers lower rates and investors attractive returns.
Offer for Investors:
Yotepresto enables investors to fund personal loans issued to pre-screened borrowers and earn returns through fixed monthly repayments. Investors can start from small amounts (from MXN 200) and diversify across multiple loans. The platform offers average annual returns around ~16–17%, with potential yields up to ~38% depending on borrower risk and loan selection.
Offer for Fundraisers:
- Access to unsecured personal loans funded by individual investors
- Loan amounts from MXN 10,000 to MXN 425,000
- Competitive interest rates starting from ~8.9% annually
- Fully digital application and approval process
- No collateral, guarantors, or upfront fees required
- Fixed monthly payments with terms from 6 to 36 months
- Individuals with a Mexican bank account
- Must complete identity verification (KYC)
- Typically targeted at Mexican residents
Yotepresto offers to invest in various crowdfunding opportunities from the Personal loans sector.
At Yotepresto, you can start investing with MX$200.
The investment models Yotepresto operates is P2P lending.
