Minimum investment
100 SGDAdvertised return
24%Investors
N/APayment options
Bank transfer, Direct debitTotal funding volume
N/AAverage loan duration
13 monthsWhat does SMARTFUNDING offer ?
Platform Offer for Investors
- Annual Returns: Investors can earn annual returns of up to 24%, depending on the specific investment and associated risk factors.
- Minimum Investment: The minimum investment amount is S$100, enabling investors to diversify their portfolios across multiple SME loans.
- Auto-Invest Feature: SmartFunding offers an Auto-Invest feature that allows investors to automatically allocate funds based on their investment and risk preferences.
- Transparency: Each investment opportunity comes with a detailed loan factsheet, providing investors with comprehensive information to make informed decisions.
Platform Offer for Fundraisers
- Loan Amounts: SMEs can apply for financing up to S$500,000.
- Financing Options:
- Term Financing: Short-term loans with flexible repayment periods of 12 to 24 months.
- Buy Now, Pay Later (BNPL): Procurement financing solution allowing SMEs to finance purchases with zero upfront payment and installment plans over 3 to 6 months.
- Interest Rates: Monthly interest rates range between 0.7% and 1.7%.
- Eligibility Criteria: SMEs should have been operating for more than one year with an annual revenue of at least S$150,000. Companies not meeting these criteria may be considered on a case-by-case basis.
Profile strength: Intermediate
Would you invest via SMARTFUNDING?
What is the target industry of the SMARTFUNDING crowdfunding website?
SMARTFUNDING offers to invest in various crowdfunding opportunities from the SME, Education sector.
What is the minimum amount needed to invest at SMARTFUNDING crowdfunding platform?
At SMARTFUNDING, you can start investing with SGD 100.
What types of investment does the SMARTFUNDING crowdfunding platform provide?
The investment models SMARTFUNDING operates is P2P lending.
