Siam Validus

Offer for Investors:

Investors on Siam Validus can access SME-issued crowdfunding debentures — they review campaigns (debt issuances) from Thai SMEs, invest capital in exchange for the issuer’s promise to repay principal plus interest, and track repayments via the platform. For example, the platform lists interest rates “starting at 5.16% per annum” for select facilities.

Offer for Fundraisers:

• SMEs in Thailand can apply to raise funding via crowdfunding debentures on the platform.
• Uses AI and data analytics for SME credit assessment, facilitating access to funding for businesses that may be underserved.
• Offers several Facility types: invoice financing (“one- to six-months”), distributor financing (“one to four months”), working capital loans (1-year etc) via the crowdfunding model.
• Faster process: registration under ~15 minutes, approval within ~48 hours, funds disbursed within ~3 business days after successful raise (per platform communication) for eligible SMEs.
• SMEs must be a Thai company, have a Thai shareholder of at least 20% and fulfill certain criteria to issue on the platform.

Based on standard Thai SEC rules for debt crowdfunding, likely Thai residents or eligible non-residents may participate (but publicly N/A).