RupeeCircle is an India-based RBI-licensed NBFC-P2P lending platform that connects individual investors with creditworthy borrowers through a digital marketplace. The platform enables direct lending for personal and small business loans, using proprietary credit scoring and risk grading to facilitate transparent, technology-driven alternative investments.
Offer for Investors:
RupeeCircle allows investors to lend directly to borrowers and earn returns through EMI-based repayments. The platform offers diversified portfolios, risk-based loan grading (A–F), and options such as auto-invest and reinvestment. Investors can earn returns of up to ~30–36% annually depending on risk level, with monthly income and compounding options available.
Offer for Fundraisers:
- Access to unsecured personal and small business loans
- Faster approval (typically within a few days)
- Competitive interest rates compared to traditional lenders
- Fully digital onboarding and loan application
- Flexible loan amounts (approx. ₹25,000 – ₹500,000)
- No prepayment penalties after initial repayment period
Indian residents.
RupeeCircle offers to invest in various crowdfunding opportunities from the SME, Personal loans sector.
At RupeeCircle, you can start investing with ₹5,000.
The investment models RupeeCircle operates is P2P lending.
