Prestadero is a Mexican peer-to-peer (P2P) lending platform that connects borrowers seeking personal loans with investors looking for attractive returns. As a regulated crowdfunding platform authorized by the Comisión Nacional Bancaria y de Valores (CNBV), Prestadero offers a transparent and efficient marketplace for personal financing.
Platform’s Offer for Investors: Prestadero provides individuals with the opportunity to invest in personal loans, offering annual returns ranging from 10.9% to 30.9%. Investors can diversify their portfolios by funding multiple loans, thereby mitigating risk. The platform allows monthly withdrawals of available funds, providing flexibility and liquidity.
Platform’s Offer for Fundraisers: For borrowers, Prestadero offers personal loans without the need for guarantors or collateral, with interest rates starting at 10.9% annually. The application process is conducted entirely online, emphasizing convenience and speed. Approved loans are funded by investors through the platform, and once fully funded, the loan amount is transferred directly to the borrower’s bank account.
Both Mexican nationals and foreign individuals with temporary or permanent residence in Mexico can invest through Prestadero
Prestadero charges a commission of 3% on the total amount funded for investors. For borrowers, an origination fee ranging from 1% to 5% of the loan amount is applied, depending on the loan term and amount.
Prestadero offers to invest in various crowdfunding opportunities from the Personal loans sector.
At Prestadero, you can start investing with MX$250.
The investment models Prestadero operates is P2P lending.
