Offer for Investors:
IndiaP2P enables investors to lend to curated borrowers and earn returns through structured plans such as monthly income portfolios. Investors benefit from diversification across multiple loans, regular EMI repayments (principal + interest), and platform-driven borrower selection. Returns can reach up to ~18% annually, depending on loan performance and borrower risk, though returns are not guaranteed.
Offer for Fundraisers:
- Access to unsecured loans from retail investors
- Faster approval and disbursement compared to traditional banks
- Funding for individuals and small businesses
- Focus on financing underserved segments (e.g., women entrepreneurs)
- Fully digital application and onboarding process
- Flexible loan amounts and repayment structures
Individuals aged 18+
For Lenders: IndiaP2P charges a fixed fee to lenders for platform services, which include but are not limited to borrower sourcing, underwriting, loan processing, collections management, and borrower credit bureau reporting, among others.
This fee is a percentage of the principal invested in each loan (subject to minimum payable) and is disclosed at the time of loan selection.
For Borrowers: IndiaP2P charges borrowers a fixed, upfront processing fee for loans successfully funded on the platform.
IndiaP2P offers to invest in various crowdfunding opportunities from the SME, Personal loans sector.
At IndiaP2P, you can start investing with ₹10,000.
The investment models IndiaP2P operates is P2P lending.
