GandengTangan

GandengTangan (PT Kreasi Anak Indonesia) is an OJK‑licensed P2P lending platform in Indonesia, initially established in 2015 and formally regulated since September 2021 (KEP‑89/D.05/2021). It connects retail lenders and institutions with MSMEs.

Minimum investment

50,000 IDR

Advertised return

15%

Investors

935

Payment options

Bank transfer, Direct debit

Total funding volume

719,206,206,860 IDR

Average loan duration

N/A

What does GandengTangan offer ?

Offer for Investors:

Investors can channel funds into MSME loans through a secure, escrow-managed platform, with anticipated annual returns between 7–12.5%. The platform offers credit-scoring, loan tracking, and features including a 100% principal guarantee via partner cooperatives.

Offer for Fundraisers:

MSMEs (micro, small, and medium enterprises) apply through partner cooperatives, which handle local loan vetting, disbursement, and repayment collection. GandengTangan supports the process technically, providing digital infrastructure, loan structuring, and joint marketing.

Who can invest on GandengTangan ?

Open to Indonesian individuals and institutions who complete digital KYC. An international investor can also invest with Mekar.

Profile strength: Intermediate

Would you invest via GandengTangan?

What is the target industry of the GandengTangan crowdfunding website?

GandengTangan offers to invest in various crowdfunding opportunities from the SME sector.

What is the minimum amount needed to invest at GandengTangan crowdfunding platform?

At GandengTangan, you can start investing with IDR 50,000.

What types of investment does the GandengTangan crowdfunding platform provide?

The investment models GandengTangan operates is P2P lending.