Investors can participate in funding verified SME financing opportunities through the platform. Investment options include:
- Business Term Financing
- Invoice Financing
- Micro Financing
- Dealer Financing
- Property-Backed Secured Financing
Investors earn returns from the interest paid by SMEs on the financed amounts. The platform provides tools for portfolio management and performance tracking.
SMEs seeking financing can apply through Funding Societies by submitting the required documentation, such as:
- Copy of all Director(s) NRIC/Passport
- The latest 6 months’ bank statements
- Latest Audited Accounts & Management Accounts
Upon approval, SMEs can receive funding for various needs, including working capital, invoice financing, and business expansion. The platform offers a streamlined application process with quick disbursement of funds upon successful fundraising.
Individuals aged 18 and above are eligible to invest with Funding Societies Malaysia.
For Investors: Service fees are charged only on interest earned and vary depending on the product:
- Business Term Financing: 15% on returns
- Guaranteed Investment Notes: 15% – 30% on returns
- Accounts Receivable Financing: 15% on returns
- Accounts Payable Financing: 15% – 30% on returns
For Fundraisers: Specific fees for fundraisers are not publicly disclosed. Interested SMEs are encouraged to contact Funding Societies directly for detailed information on applicable fees.
Funding Societies offers to invest in various crowdfunding opportunities from the Startups, SME sector.
At Funding Societies, you can start investing with US$100.
The investment models Funding Societies operates is P2P lending.
