Fundaztic allows individual and institutional investors to invest in short-term debt securities, known as “investment notes,” issued by SMEs. Investors can start with a minimum investment of RM50 per note and potentially earn returns of up to 23% per annum. The platform provides features such as:
- Diversification: Investors can distribute funds across multiple notes to mitigate risk.
- Reinvestment: Capital gains can be reinvested to maximize returns.
- Secondary Market: Investors can trade notes with a remaining principal of at least RM5,000, providing liquidity options.
Additionally, Fundaztic offers a “Smart Invest” feature for automated investments based on investor preferences.
SMEs seeking financing can apply through Fundaztic’s online platform. The application process is streamlined, with benefits including:
- Low Origination Fees: Starting from 1.5% per annum.
- No Legal or Documentation Fees: Reducing the overall cost of financing.
- No Early Settlement Penalties: Encouraging early repayments without additional costs.
Fundaztic’s approach aims to support SMEs in obtaining necessary funding efficiently and affordably.
Individuals aged 18 and above are eligible to invest with Fundaztic.
Fundaztic offers to invest in various crowdfunding opportunities from the SME sector.
At Fundaztic, you can start investing with MYR 50.
The investment models Fundaztic operates is P2P lending.
