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Ektico

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Ektico is a Malta-registered fintech and crowdfunding platform licensed by the Malta Financial Services Authority, offering investors access to vetted business loans, SME finance, and real estate debt opportunities alongside payment infrastructure, including IBAN accounts, virtual cards, and global transfers.

Minimum investment
11.4%
Advertised return
500%
Investors
N/A
Payment options
Bank transfer, Credit card
Total funding volume
N/A
Average loan duration
N/A
What does Ektico offer ?

Offer for Investors:

Investors can diversify across three asset classes: business loans (8–14% avg. yield), SME finance (10–15% target yield), and real estate loans (7–11% yield range), with every asset undergoing rigorous multi-layer due diligence before reaching the platform. Fractional participation with low minimum entry requirements provides access to institutional-grade portfolios, while an internal secondary market offers exit opportunities and liquidity for private credit instruments.

Offer for Fundraisers:

  • Working capital loans up to $500,000 for short-term cash flow needs, and SME term loans up to $2,500,000 for major investments, expansion, or equipment purchases.
  • Asset-backed finance available, leveraging company assets, real estate, or high-value inventory for competitive borrowing rates.
  • Funding decisions typically within 48–72 hours, bypassing traditional banking delays.
  • Fully customised covenants, terms, and repayment schedules aligned to the borrower’s business cycle.
  • No hidden origination fees, prepayment penalties, or complex covenants.
  • Custom landing page infrastructure available to support fundraising campaigns and secure investor confidence.
Profile strength: Intermediate
Would you invest via Ektico?
What is the target industry of the Ektico crowdfunding website?

Ektico offers to invest in various crowdfunding opportunities from the Real estate, Startups, SME sector.

What is the minimum amount needed to invest at Ektico crowdfunding platform?

At Ektico, you can start investing with €11.

What types of investment does the Ektico crowdfunding platform provide?

The investment models Ektico operates is Debt.

Ektico alternatives

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