Minimum investment:
10,000 JPY
Advertised return:
7.5%
Investors:
N/A
Payment options:
Bank transfer
Total funding volume:
19,000,000,000 JPY
Average loan duration:
N/A
What does COMMOSUS offer ?
Offer for Investors:
- Investors fund anonymous-partnership (TK) loan pools from ¥10,000, targeting 4.2–11.0% annual returns (recent average ≈7.1%), with most funds secured against real estate collateral.
- 145+ funds issued since the platform’s 2019 launch, totalling roughly ¥19 billion, with zero principal loss and zero repayment delay across all funds to date (as of May 2025).
- Funds run to a fixed term with no mid-term redemption or secondary market: capital is committed until the fund closes.
- Loss on any single fund is capped at the investor’s own committed amount (no additional liability beyond the investment).
Offer for Fundraisers:
- Incorporated businesses can apply directly for financing of roughly ¥30 million to ¥1 billion, at rates of 4.0–10.0% depending on credit review, through group company COMMOSUS BANK.
- The process runs application → credit review (financial statements, business plan) → public fundraising listing → disbursement once the fund closes, typically around two weeks; collateral or guarantees are generally not required but may be requested depending on the review.
- Borrowers are monitored monthly for the duration of the loan.
Who can invest on COMMOSUS ?
Individual retail investors who complete COMMOSUS’s account-opening process; specific age, residency and KYC document requirements were not confirmed on the sources checked.
Fundraising is restricted to incorporated businesses — individuals and sole proprietors cannot apply.
Profile strength:
Intermediate
Would you invest via COMMOSUS?
What is the target industry of the COMMOSUS crowdfunding website?
COMMOSUS offers to invest in various crowdfunding opportunities from the Real estate sector.
What is the minimum amount needed to invest at COMMOSUS crowdfunding platform?
At COMMOSUS, you can start investing with JP¥10,000.
What types of investment does the COMMOSUS crowdfunding platform provide?
The investment models COMMOSUS operates is Debt.
